United MileagePlus Buy Miles: Up to a 95% Bonus at 1.93¢, for a Seat You Have Already Priced (October 2026)

Through 11:59 p.m. CT on October 31, 2026. The 95% tier, from 20,000 miles, is about 1.93¢. That is above the 1.2¢ we use. Find the seat, then buy only the gap.

United's buy-miles sale runs through October 31, 2026 at 11:59 p.m. CT. A 95% bonus from 20,000 miles is about 1.93¢ each. Some accounts see 100% at 1.88¢. The 90-day cap is 50,000 miles including the bonus, so buy the gap on a seat you have priced.
United MileagePlus Buy Miles: Up to a 95% Bonus at 1.93¢, for a Seat You Have Already Priced (October 2026)
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Last updated: October 23, 2026

United is selling MileagePlus miles with a bonus of up to 95% on purchases from 8:00 a.m. CT on October 21, 2026 through 11:59 p.m. CT on October 31, 2026. LoyaltyLobby quotes those clocks from the promotion terms. Upgraded Points (updated October 22) and One Mile at a Time (October 22) use the same end. The offer is targeted. The bonus on your account can be 95%, 100%, 80%, or something else.

The price that matches a 95% bonus is about 1.93¢ a mile, after the 7.5% federal excise tax. A 100% bonus, which AwardWallet and One Mile at a Time both saw on some accounts, is about 1.88¢. The point sales row uses 1.2¢ as the typical value of a United mile, the same figure The Points Guy’s October 2026 valuations give the program and the figure every MaxPoints tool uses. 1.93¢ is about 61% above 1.2¢. 1.88¢ is about 57% above it. A purchase clears when a specific award is already on the screen and the cash fare loses to the receipt. A balance you hope to use later does not clear it.

The seat has to be one you can finish. The terms LoyaltyLobby quotes cap Buy, Gift, and Multiply at 50,000 miles in any rolling 90 days, and bonus miles count. At 95%, a purchase of 25,000 miles, the top of the 1,000-mile steps One Mile at a Time describes, returns 48,750 miles for $940.63. That is the block Upgraded Points prices. An 80,000-mile Polaris seat, the floor AwardWallet prints for several business awards, does not fit inside 48,750. You buy the gap. You do not buy the seat from an empty account.

Before you buy miles: Run your spending through the credit card rewards calculator. A buy-miles sale does not fix a wallet that should be earning a transferable currency. Chase Ultimate Rewards and Bilt both move to United at 1:1. On the planning figures those points are worth more than 1.93¢, and a transfer spends miles you already hold. Move them for a seat you will book. Pay cash for the gap those transfers do not cover.

The promo, without the fluff

Log in and open the United purchase page. The chart and the total on that screen are the offer. The terms say the price is available only through buymiles.mileageplus.com.

Detail What the sources say
Window 8:00 a.m. CT on October 21, 2026 through 11:59 p.m. CT on October 31, 2026, in the terms LoyaltyLobby quotes. Upgraded Points ends it at 11:59 p.m. CT on October 31. One Mile at a Time ends it at 11:59 p.m. CT on Saturday, October 31. October is still on daylight time, so that hour is Central Daylight Time
Who Targeted. One Mile at a Time says members can see 100%, 95%, or 80%. AwardWallet’s team saw 100% and 95%, and says other tiers are possible. Upgraded Points prices a 95% offer and says you may be targeted for others
95% tiers the reports share No bonus at 2,000–4,000. 75% at 5,000–19,000. 95% at 20,000 and up, which AwardWallet and One Mile at a Time cap at 25,000. Upgraded Points prices that 95% tier at 1.93¢. AwardWallet prices the same band at 1.93¢ and, in one line, labels it 90%. The cent is the 95% price. See the next section
100% tiers, where the reports split One Mile at a Time: no bonus at 2,000–4,000, 75% at 5,000–19,000, 100% at 20,000–25,000. AwardWallet: no bonus at 2,000–4,000, 80% at 5,000–24,000, 100% only at 25,000
Unsolds price 3.5¢ a mile plus a 7.5% federal excise tax, which One Mile at a Time states as 3.76¢ all-in. 3.5 × 1.075 = 3.7625, which rounds to 3.76
What each bonus costs One Mile at a Time, tax included: 1.88¢ at 100%, 1.93¢ at 95%, 1.98¢ at 90%, 2.09¢ at 80%. AwardWallet prices the no-bonus band at 3.76¢ and the 75% band at 2.15¢. 3.7625 / 1.75 = 2.15, and 3.7625 / 1.95 = 1.93
Steps One Mile at a Time: minimum 2,000, then 1,000-mile steps
90-day cap 50,000 miles in any consecutive 90 days, for Buy, Gift, or Multiply, in the quoted terms. Bonus miles count. The clock is rolling: it resets 90 days after the transaction, not on a calendar
Year cap 200,000 miles per account per calendar year, and bonus miles count, in the same terms
What 25,000 buys $940.63, which Upgraded Points and One Mile at a Time both print. At 95% that is 48,750 miles. At 100% it is 50,000 miles. Both totals are the same $940.63 of base miles plus tax
Who sells them Points.com. The quoted terms call it Powered by Points, and the charge appears as Points United Miles. Upgraded Points and One Mile at a Time both say the purchase is processed by Points.com
Posting Generally when the transaction completes, and up to 72 hours, in the quoted terms
Status Purchased miles do not count toward Premier status, in the quoted terms. One Mile at a Time says the same: they are redeemable miles
Refunds Nonrefundable, in the quoted terms and in AwardWallet’s key terms
Expiry One Mile at a Time says MileagePlus miles do not expire, and no activity is required to keep them
Tax beyond the excise The quoted terms add GST/HST for Canadian residents and QST for Quebec residents. The cents above are the U.S. price before that tax

This sale is listed with the other active sales on the point sales page. A transfer into United is a different offer. The live one on this site is the Wyndham transfer bonus, and it has no published end date.

What you pay per mile

Every cent below starts from the price One Mile at a Time states: 3.5¢ plus 7.5% tax, which is 3.7625¢ before any bonus. The screen total is the price. A checkout with a Canadian tax line is a higher price.

$940.63 is the one total both Upgraded Points and One Mile at a Time print. It is 25,000 × 3.5¢ × 1.075. At a 95% bonus those 25,000 miles become 48,750, and $940.63 / 48,750 = 1.929¢, which is the 1.93¢ the reports round to. At a 100% bonus the same $940.63 buys 50,000 miles, and $940.63 / 50,000 = 1.881¢, which is the 1.88¢ they round to. Buying 25,000 miles does not get a better rate than buying 20,000, once you are inside the top tier. It gets more miles at that rate, and it uses the 90-day cap.

Miles you buy Bonus on the 95% offer Miles you receive Cash, before foreign tax Cents per mile received
2,000 None 2,000 $75.25 3.76¢
4,000 None 4,000 $150.50 3.76¢
5,000 75% 8,750 $188.13 2.15¢
19,000 75% 33,250 $714.88 2.15¢
20,000 95% 39,000 $752.50 1.93¢
25,000 95% 48,750 $940.63 1.93¢
25,000, if your chart says 100% 100% 50,000 $940.63 1.88¢

The cash column is 3.5¢ × 1.075, rounded to the cent. $75.25, $150.50, and $752.50 are exact. $188.125 rounds to $188.13. $714.875 rounds to $714.88. $940.63 is the published total, not a fresh rounding.

The 19,000-to-20,000 step is the small one. A 19,000-mile purchase at 75% returns 33,250 miles for about $714.88. A 20,000-mile purchase at 95% returns 39,000 miles for $752.50. The extra $37.62 buys 5,750 miles, about 0.65¢ each. That is under the 1.2¢ figure. It is still $752.50 for a purchase whose average price is 1.93¢, and the extra miles are useful when a later seat needs them. A seat that needs 33,250 miles is already covered at $714.88.

A 10,000-mile gap is the awkward case in the other direction. Five thousand miles at 75% returns 8,750, which is 1,250 short. Six thousand returns 10,500 and costs $225.75. Stepping to 20,000 to catch 95% means paying $752.50 for 39,000 miles, which is $526.75 more than that $225.75, for miles the gap did not ask for.

AwardWallet’s 100% chart is a different grid, and the 75% column above does not describe it. On that chart, 5,000 to 24,000 miles are an 80% bonus at 2.09¢, and 100% applies at 25,000. An 80% bonus on 3.7625¢ is 3.7625 / 1.8 = 2.09¢, which is the cent they print. A 10,000-mile purchase on that chart returns 18,000 miles and costs $376.25. Read the chart. The 1.93¢ headline is the price when the line says 95%.

Against the 1.2¢ figure the calculators use, the tiers sort themselves.

  • 1.88¢ is the best price in the reports, and it is still about 57% above 1.2¢. On the 50,000 miles a 100% purchase returns, 1.2¢ is $600, against $940.63 of cash.
  • 1.93¢ is about 61% above 1.2¢. On the 48,750 miles a 95% purchase returns, 1.2¢ is $585, against the same $940.63.
  • 2.15¢ is the 75% band. 2.09¢ is AwardWallet’s 80% band. 3.76¢ is a purchase with the sale missing.
  • Upgraded Points values a United mile at 1.2¢ and says 1.93¢ is significantly more. One Mile at a Time values MileagePlus at 1.3¢ and still says to buy only for a redemption you will make. AwardWallet’s users have averaged 3.35¢ on long-haul business and first, 1.92¢ on short-haul business and first, 1.74¢ on long-haul economy, and 1.35¢ on short-haul economy. The sale price sits on top of the short-haul business average and under the long-haul premium average. The average is not the seat.

The price is also a price United has already sold this year. One Mile at a Time’s table lists a 100% bonus at 1.88¢ for windows that ended January 26, March 31, April 30, June 24, August 20, and September 30, 2026. AwardWallet’s history lists 1.88¢ as the common recent price and 1.93¢ on the 95% rounds, including one that ended March 30. A stash bought because a headline says 95% is a price the next targeted window can match.

The quoted terms cap each account at 50,000 miles in 90 days and 200,000 in the calendar year, bonus included. Four 95% purchases of 25,000 would be 195,000 miles received, under the year cap, and the rolling 90 days is what stops you from making them in one season. Miles you already bought, gifted, or multiplied in the last 90 days, and earlier in 2026, sit on those counters. The purchase page is the counter.

Price the seat, then buy the gap

Search the award before a dollar goes to Points.com. United dropped its published award chart in 2020, which AwardWallet notes, and the mile price on united.com moves with the flight. The rows below are seats the reports actually priced or named. They are the price when your search says so.

The cap is the first number. At 95% one account can receive 48,750 miles in 90 days, for $940.63. At 100% it can receive 50,000, for the same $940.63. Every premium example below is larger than that.

Seat the report names Miles What 1.93¢ would charge for every mile What 1.88¢ would charge What one account can buy
U.S.–Europe business, AwardWallet’s floor for a MileagePlus cardholder 80,000 $1,544 $1,504 $940.63 covers 48,750 or 50,000 of them
U.S.–Europe business, AwardWallet’s floor without the card. One Mile at a Time calls 88,000 miles to Africa a sweet spot, and prices that buy at $1,654 when the miles cost 1.88¢. 88,000 × 1.88¢ = $1,654.40 88,000 $1,698.40 $1,654.40 The same $940.63, and a gap of at least 38,000 miles
Houston (IAH)–São Paulo (GRU) in Polaris, AwardWallet, as few as 80,000. Chicago–Porto in United, Lufthansa, or TAP business, 80,000. Newark–Cape Town on United and Ethiopian, 80,000 80,000 $1,544 $1,504 $940.63, then miles you already hold
Los Angeles–Tokyo in ANA or Asiana business, AwardWallet: 100,000 for a United cardholder, 110,000 otherwise. One Mile at a Time prices a one-way United business ticket from San Francisco to Singapore at about $1,880 when the miles cost 1.88¢, which is what 100,000 miles cost at 1.88¢ 100,000 or 110,000 $1,930 or $2,123 $1,880 or $2,068 $940.63, then about half the seat from somewhere else

AwardWallet says the 50,000-mile cap means you cannot buy a premium-cabin award outright. Upgraded Points says the same about a 66,100-mile domestic first-class seat, and that pooling with someone else is how you would get past 50,000. One Mile at a Time says MileagePlus lets members pool, with conditions he does not list in the post. The cash fare on your dates is the comparison. The table is the miles.

Two seats the reports priced in cash lose at either sale price.

Seat Miles Cash they cite Buying every mile at 1.93¢ Buying every mile at 1.88¢ Cents the cash fare returns
Boston–San Francisco, one-way United first class. One Mile at a Time 77,300 $764 $1,491.89 $1,453.24 0.99¢
Chicago (ORD)–San Francisco, one-way United first class. Upgraded Points 66,100 $665 $1,275.73 $1,242.68 1.01¢

$1,491.89 against $764 is a difference of $727.89 the wrong way. $1,275.73 against $665 is $610.73 the wrong way. Upgraded Points’ own arithmetic for the Chicago flight is about $1,529: 50,000 miles at the rounded 1.93¢, which is $965, plus the other 16,100 at the untaxed 3.5¢ rate. That $1,529 also loses to $665, and it assumes you can take 50,000 miles at 1.93¢. A 95% purchase of 25,000 returns 48,750, not 50,000. Either reading is a cash ticket.

Upgraded Points’ Europe example is the one they say can win, and they do not print a fare. Awards of 80,000 to 88,000 miles in business class, against a cash price they call typically over $3,000. Their purchase math is 50,000 miles at 1.93¢ ($965) and the rest at 3.5¢: $1,050 more for an 80,000-mile award, or $1,330 more for 88,000, totals of $2,015 and $2,295. If every mile were 1.93¢, which takes a second account or miles you already hold, 80,000 is $1,544 and 88,000 is $1,698.40. Those totals beat a fare over $3,000. They lose to a fare under them. The fare on the seat is the number.

A gap you can actually buy is the case the cap is built for. You already hold 40,000 miles, and the award is the 80,000-mile cardholder price AwardWallet prints. The gap is 40,000 miles. On the 95% chart, 20,000 miles returns 39,000, which is 1,000 short, and 21,000 returns 40,950. That purchase is 21,000 × 3.7625¢ = $790.13. The 1.2¢ figure on the 40,950 miles you receive is $491.40. The receipt is $298.73 above that figure. It is the right receipt when the cash fare, taxes included, is higher than $790.13 and the seat is still there after the miles post.

The miles have to be in the account before you can book. The terms allow 72 hours, and they also say miles are generally credited when the transaction completes. Buy while the seat is on the screen, with enough slack to book after the miles show up. The purchase is nonrefundable if the seat disappears.

Purchased miles do not move you toward Premier status. A status plan does not run through this checkout.

Transfer Chase and Bilt before you buy

Two bank currencies on this site transfer to United at 1:1. Chase Ultimate Rewards moves in 1,000-point steps, and the transfer is usually instant. Bilt transfers at 1:1 as well. Amex Membership Rewards, Capital One, and Citi do not list United on this site’s transfer pages. Neither Chase nor Bilt has a transfer bonus to United on the transfer bonuses board.

The Points Guy’s October 2026 valuations put a Chase point at 2.05¢ and a Bilt point at 2.2¢. Those are planning figures. A Chase point you move to United is a point you could have used on Hyatt or another partner.

How you get one United mile Cost
Buy it in the 95% tier 1.93¢ cash, before foreign tax
Buy it in the 100% tier 1.88¢ cash, before foreign tax
Buy it in the 75% tier 2.15¢ cash
Buy it with no bonus 3.76¢ cash
Transfer Chase at 1:1 2.05¢ of a Chase point
Transfer Bilt at 1:1 2.2¢ of a Bilt point

A 10,000-mile gap, the one the 75% band can cover by buying 6,000 miles, costs $225.75 and returns 10,500 miles. Transferring 10,000 Chase points is about $205 at 2.05¢. Transferring 10,000 Bilt points is $220 at 2.2¢. Both transfers beat the receipt on the planning figure, they deliver the miles without a 500-mile leftover you had to pay for, and they leave the 90-day purchase cap untouched.

A 39,000-mile gap is exactly the 20,000-mile purchase at 95%. That is $752.50. Transferring 39,000 Chase points is $799.50. Transferring 39,000 Bilt points is $858. Buying is the cheaper line on those figures, by $47 against Chase and $105.50 against Bilt, and it spends $752.50 of cash on miles whose typical value is $468. Transfer the points you already hold when the seat will consume them. Buy when you do not hold them and the cash fare loses.

The full 95% block is the same comparison at the cap. $940.63 buys 48,750 miles. Transferring 48,750 Chase points is $999.38. Transferring 48,750 Bilt points is $1,072.50. Buying wins that comparison by $58.75 against Chase. Keeping the Chase points for a partner that returns more than 1.93¢ usually wins the one after that. An 80,000-mile seat you cover by buying the cap and transferring the other 31,250 Chase points costs $940.63 plus $640.63 of Chase points, $1,581.26, against $1,640 if you transfer all 80,000. The difference is $58.74. It is a reason to transfer the whole seat when you hold the points.

Two other balances can cover a gap, and both are worse than a 1:1 transfer of Chase or Bilt you already have.

  • Wyndham Rewards, if the points are already in the account. The 100% transfer bonus turns 6,000 Wyndham points into 2,400 United miles, up to 36,000 miles at the 90,000-point cap. No end date is published. That piece is the rule set. The Wyndham buy-points sale ended October 21, so this path is a balance you hold.
  • Marriott Bonvoy. This site’s Marriott transfer page gives United the larger airline bonus: 60,000 Bonvoy points become 30,000 miles. The live Marriott buy-points sale is 0.81¢ at the top tier when your account shows it, through November 23. 60,000 × 0.81¢ = $486, which is 1.62¢ a United mile. That is under 1.93¢ and over 1.2¢. The Marriott bonus is targeted, the transfer is a second non-refundable step, and the partner note says it typically takes three days. Chase and Bilt come first.

Live card transfer bonuses, for a partner you would rather fly, are a separate list. See all active transfer bonuses →. This purchase does not improve those transfers.

When to buy

Pay Points.com only when all of these are true:

  1. The seat is already in your United search. A specific flight, cabin, date, mile price, and cash fare you would actually pay. The 80,000, 88,000, 66,100, and 77,300 figures above are the searches AwardWallet, Upgraded Points, and One Mile at a Time priced. They are the price when your search says so.
  2. The screen shows a bonus on the number of miles you still need. From 20,000 to 25,000, Upgraded Points and One Mile at a Time’s 95% reading agree on 95% and 1.93¢. From 5,000 to 19,000 they agree on 75% and 2.15¢. A 100% chart can follow either of the two grids above. Under 5,000 there is no bonus, at 3.76¢.
  3. The cash fare loses. The cash price of the ticket you would buy, taxes included, is greater than the purchase total. Use the tier the transaction qualifies for. A 10,000-mile gap priced at 1.93¢ is a 20,000-mile purchase.
  4. You already moved the 1:1 points that fit this seat. Chase at 1:1, and Bilt at 1:1, for a flight you will book. A 10,000-mile gap is cheaper to transfer, on the planning figures, than to buy.
  5. The purchase is the gap, in 1,000-mile steps, inside the cap. 25,000 miles is $940.63 and, at 95%, 48,750 miles in the account. Miles you already bought, gifted, or multiplied in the last 90 days, and earlier in 2026, sit on the counter.
  6. The award can survive the posting delay. The terms allow 72 hours. The bonus follows a purchase completed by 11:59 p.m. CT on October 31. The seat does not have to wait with you.
  7. The card you use is one you would want for this charge. Points.com processes the sale, and the quoted terms say the descriptor is Points United Miles. Those same terms say a purchase on a United MileagePlus card counts as a United purchase. Upgraded Points and One Mile at a Time say a Points.com charge does not earn an airfare bonus. The statement is the category. Which card earns on the rest of your spending is the calculator’s question.

The clean yes: you are short a known number of miles for an award you have already priced, the purchase page shows a bonus on a buy you will actually redeem, a 1:1 Chase or Bilt transfer does not already cover it, and the cash fare is higher than the receipt.

When to leave the cash alone

Skip the sale if any of these are true:

  • Nothing is bookable. Buying 25,000 miles because a headline says 95%, then searching an empty calendar, is $940.63 for 48,750 miles you hope a future award will price kindly. At 1.2¢ that stash is worth $585. The receipt is $355.63 above that figure, and the history above says 1.88¢ has been the ordinary targeted price all year.
  • The cash fare is the ordinary one. The Boston–San Francisco first-class seat at $764, and the Chicago–San Francisco seat at $665, both return about a cent a mile. Pay the fare.
  • Your screen does not show the bonus you are pricing. The terms tell you to read the chart. An 80% checkout, a 100% checkout, or no bonus at all is a different price. A 2,000-mile or 4,000-mile purchase is 3.76¢ on every report.
  • You would be buying 20,000 miles to pretty up a 10,000-mile gap. That is $752.50 for a top-off the 75% tier prices at $225.75, and a Chase transfer prices at about $205.
  • You still hold Chase or Bilt points, and the seat is real. Transfer those at 1:1 before you pay cash. On a gap the 75% tier would cover, the transfer is the cheaper planning figure, and it saves the 90-day cap for a gap you cannot transfer.
  • You would be buying status. The quoted terms say purchased miles do not count toward Premier status.
  • The cap is already used. A checkout that will not sell you the miles is a different offer from the headline. The purchase is nonrefundable once it goes through.
  • The seat is fragile and the miles have not posted. Seventy-two hours is the window the terms allow. A second purchase is a second non-refundable charge.
  • You are buying a pile in a second account to get around 50,000. Upgraded Points and One Mile at a Time mention pooling. The terms put Gift and Multiply on the same 50,000-mile counter as Buy. A second purchase is still a purchase, with its own chart and its own cap.

What we could not confirm

The signed-in purchase page is the bonus, the price, and the cap. A logged-in session was not available for this check. The public record disagrees in a few places that change the receipt:

  • Which chart you have. Upgraded Points prices 75% from 5,000 to 19,000 and 95% from 20,000 up, at 1.93¢. One Mile at a Time’s 100% offer uses those same breakpoints, with 100% from 20,000 to 25,000, and he says other members see 95% or 80%. AwardWallet’s 100% screenshot is 80% from 5,000 to 24,000 and 100% only at 25,000. AwardWallet introduces a second screenshot as a 95% offer, prices 20,000–25,000 at 1.93¢, and labels that band “90%.” A 90% bonus on the 3.76¢ price is 1.98¢, which is the figure One Mile at a Time prints for 90%. The 1.93¢ line is the 95% price. We did not see the screenshot, so the label and the cent are both in their text.
  • A purchase between 25,001 and 25,641 miles. Filling the 50,000-mile cap exactly at 95% would mean buying 50,000 / 1.95 = 25,641 base miles. One Mile at a Time says the step is 1,000 miles. Upgraded Points’ priced maximum is 48,750 miles for $940.63, which is 25,000 × 1.95. AwardWallet calls 25,000 the maximum that unlocks the top bonus. 26,000 × 1.95 = 50,700, over the cap. The practical maximum in the reports is 25,000 base miles. An earlier version of our sale row said about 25,600. That figure is the theoretical fill, rounded, and it is not a 1,000-mile step.
  • The cash fares that are not printed. One Mile at a Time gives the mile-cost of a San Francisco–Singapore business award, about $1,880 at 1.88¢, and of a U.S.–South Africa business award, $1,654, and he does not print the cash fare next to either. Upgraded Points calls Europe business “typically over $3,000” and does not name a flight. The $764 and $665 fares are the ones they printed. We did not reprice those flights on October 23.
  • Whether a United card earns a United bonus on the charge. Term 17 in the block LoyaltyLobby quotes says buying miles on a United MileagePlus card counts as a United purchase, and that you earn miles on the spend. Upgraded Points and One Mile at a Time say Points.com does not code as airfare, so a United card’s airfare bonus would not apply. The descriptor in the quoted terms is Points United Miles. The statement decides it.
  • Pooling. Both writeups name it as a way past 50,000 miles. Neither prints the pool rules, the eligible relationships, or the cap on a pooled mile. The terms do say Gift and Multiply share the 50,000 and 200,000 counters with Buy.
  • How fast the miles post. The terms say generally at once, and up to 72 hours. We did not watch a purchase.
  • A sale writeup from The Points Guy or Frequent Miler for this window. The valuations link is The Points Guy’s October 2026 table. Prince of Travel lists this promotion at 1.79¢. That cent does not match 3.5¢ plus 7.5% tax at 95% or at 100%. This article does not use it.
  • The membership-terms page behind the promo. This check used the terms LoyaltyLobby quotes, the four sale writeups, and this site’s transfer pages. It did not open a fresh copy of the MileagePlus program rules.

The verdict

Buy United miles in this window for an award you can already price, at the bonus your own purchase page shows, after a 1:1 Chase or Bilt transfer has covered the miles those points should cover.

The clock is 8:00 a.m. CT on October 21, 2026 through 11:59 p.m. CT on October 31, 2026. The bonus is up to 95%, and it is targeted. The 95% tier runs from 20,000 to 25,000 miles on the grid Upgraded Points prices, and it costs about 1.93¢: $752.50 for 39,000 miles, and $940.63 for 48,750 if you buy 25,000. Under that, 5,000 to 19,000 miles are 2.15¢ with a 75% bonus, and 2,000 to 4,000 are 3.76¢ with no bonus. Some accounts see 100% at about 1.88¢. AwardWallet’s 100% chart puts that rate on a 25,000-mile purchase only, with 80% below it.

An 80,000-mile business award, AwardWallet’s cardholder floor to Europe and the Polaris price they print to São Paulo, is $1,544 if every mile costs 1.93¢. One account can buy $940.63 of it. A Boston–San Francisco first-class award at 77,300 miles and $764 cash is a cash ticket at either 1.93¢ or 1.88¢. A 40,000-mile gap on the 95% chart, bought as 21,000 miles, is $790.13.

The quoted terms cap each account at 50,000 miles in any rolling 90 days and 200,000 in the calendar year, bonus included. Purchased miles do not count toward Premier status. They are nonrefundable. They are supposed to post within 72 hours. MileagePlus miles do not expire.

10,000 Chase points become 10,000 United miles at 1:1, about $205 on a 2.05¢ planning figure, against $225.75 to buy a 10,000-mile gap at 75%. Transfer that gap. A 39,000-mile gap is $752.50 to buy and about $800 of Chase points to transfer. Buy it when you do not hold the points and the cash fare loses.

Find the seat. Read the cash fare. Read the bonus on your purchase page. Then buy exactly the miles that award still needs.

Before you earn the next mile toward a United award, run your spending through the credit card rewards calculator.

See all active point sales →.

See all active transfer bonuses →.


Chase, Bilt, and United figures are The Points Guy’s October 2026 valuations, the same ones every MaxPoints tool uses: Ultimate Rewards 2.05¢, Bilt 2.2¢, United 1.2¢. The points valuations page lists them.

Disclaimer / sources

This article reflects the United MileagePlus buy-miles promotion reported for October 21 through October 31, 2026. Checked October 23, 2026. A logged-in purchase page was not available for this check. Confirm the bonus, the cap, the tax, and the award on your own account before you pay.

  • Campaign terms are as quoted by LoyaltyLobby on October 21, 2026: the offer runs from 8:00 a.m. CT on October 21, 2026 through 11:59 p.m. CT on October 31, 2026; it does not apply to past transactions; Buy, Gift, or Multiply is limited to 50,000 miles in any consecutive 90 days, on a rolling basis, and bonus miles count toward that limit; the same actions are limited to 200,000 miles per account per calendar year, and bonus miles count; miles are generally credited when the transaction completes, and some transactions take up to 72 hours; the bonus is calculated per transaction, from the chart, and transactions are not aggregated; the card is billed immediately; rates can change; purchased miles are nonrefundable and do not count toward Premier status; Canadian residents pay GST/HST and Quebec residents pay QST; a Powered by Points purchase appears as Points United Miles; a purchase on a United MileagePlus card counts as a United purchase; pricing is available through buymiles.mileageplus.com. LoyaltyLobby also states the 95% price as 1.93¢ and says United’s buy-miles offers cap out at a 100% bonus or a 50% discount.
  • Upgraded Points, Buy United MileagePlus Miles With up to a 95% Bonus, Ryan Smith, updated October 22, 2026: through 11:59 p.m. CT on October 31; offers vary; the best offer they were seeing was no bonus at 2,000–4,000, 75% at 5,000–19,000, and 95% from 20,000 at 1.93¢. A 95% buyer can purchase a maximum of 48,750 miles for $940.63. The 50,000-mile rule, including bonuses, resets every 90 days, with a 200,000-mile calendar-year cap. They value a United mile at 1.2¢. Their Chicago–San Francisco one-way first-class example is 66,100 miles against a $665 cash fare, and their arithmetic for buying it is about $1,529. Their Europe example is 80,000–88,000 miles in business class against a cash price typically over $3,000, bought as 50,000 miles at 1.93¢ ($965) plus the rest at 3.5¢ ($1,050 or $1,330). Points.com processes the sale, so they say it does not count as airfare. The headline on the page also says “up to a 100% bonus.”
  • One Mile at a Time, Buy United MileagePlus Miles With 100% Bonus (1.88 Cents Each), Ben Schlappig, October 22, 2026: through 11:59 p.m. CT on Saturday, October 31. His 100% structure is no bonus at 2,000–4,000, 75% at 5,000–19,000, and 100% at 20,000–25,000. Other members see 95% or 80%. The ordinary price is 3.5¢ plus 7.5% tax, 3.76¢ all-in. Buying 50,000 miles including a 100% bonus costs $940.63, which is 1.88¢. His tax-included scale is 1.88¢ at 100%, 1.93¢ at 95%, 1.98¢ at 90%, and 2.09¢ at 80%. The minimum is 2,000 miles, then 1,000-mile steps. Caps are 50,000 miles per rolling 90 days and 200,000 per calendar year, after the bonus. Pooling can combine accounts. Posting can take 72 hours. Purchased miles do not count toward elite status and do not expire. He prices a one-way San Francisco–Singapore United business award at about $1,880 at 1.88¢, a one-way U.S.–South Africa Star Alliance business award at $1,654, and he calls 88,000 miles for business class to Africa a sweet spot. His Boston–San Francisco one-way first-class example is 77,300 miles against a $764 cash fare. He values MileagePlus at 1.3¢. Chase Ultimate Rewards and Bilt both transfer at 1:1. Points.com processes the purchase, so he says a United card would not earn an airfare bonus. His 2026 history table lists 100% bonuses at 1.88¢ ending January 26, March 31, April 30, June 24, August 20, and September 30.
  • AwardWallet, Buy United Miles With Up to a 100% Bonus, through October 31, 2026: targeted, and the team saw both 100% and 95%. Key terms match the quoted cap, the 72-hour post, the Premier exclusion, and the nonrefundable rule, and they end the sale at 11:59 p.m. CT on October 31. Their 100% chart, with a United screenshot: 2,000–4,000 at 3.76¢ with no bonus, 5,000–24,000 at 2.09¢ with 80%, and 25,000 at 1.88¢ with 100%. Their 95% chart: 2,000–4,000 at 3.76¢, 5,000–19,000 at 2.15¢ with 75%, and 20,000–25,000 at 1.93¢, which the text labels “90%.” They say the top bonus kicks in at the 25,000-mile maximum. Award-seat examples, credited to United screenshots: U.S.–Europe business from 88,000 miles, or 80,000 for a MileagePlus cardholder; Houston–São Paulo in Polaris from 80,000; Chicago–Porto in United, Lufthansa, or TAP business for 80,000; Newark–Cape Town on United and Ethiopian for 80,000; Los Angeles–Tokyo in ANA or Asiana business for 100,000 (cardholder) or 110,000. Their users’ recent United redemptions averaged 1.35¢ short-haul economy, 1.74¢ long-haul economy, 1.92¢ short-haul business and first, and 3.35¢ long-haul business and first. The history table lists this promotion at 1.88¢ for a 100% bonus and several 2026 rounds at 1.88¢ or 1.93¢. Chase and Bilt show as transfer partners on that page.
  • The Points Guy, October 2026 valuations, fetched with the calculators: United 1.2¢, Chase Ultimate Rewards 2.05¢, Bilt 2.2¢. This check did not find a Points Guy writeup of this sale. Prince of Travel’s buy-points board lists the promotion at 1.79¢ through October 31, 2026. That cent is not used above.
  • Arithmetic. 3.7625¢ is 3.5¢ × 1.075. 2.15¢ is 3.7625 / 1.75. 2.09¢ is 3.7625 / 1.8. 1.98¢ is 3.7625 / 1.9. 1.929¢ is 3.7625 / 1.95, and $940.63 / 48,750 equals 1.929¢. 1.881¢ is 3.7625 / 2, and $940.63 / 50,000 equals 1.881¢. $940.63 is 25,000 × 3.5¢ × 1.075, the total Upgraded Points and One Mile at a Time print. $75.25, $150.50, $752.50, $225.75, and $376.25 are 2,000, 4,000, 20,000, 6,000, and 10,000 times 3.7625¢. $188.13 is 5,000 × 3.7625¢ rounded to the cent. $714.88 is 19,000 × 3.7625¢ rounded to the cent. $37.62 is $752.50 − $714.88. 5,750 is 39,000 − 33,250. 0.65¢ is $37.62 / 5,750. $526.75 is $752.50 − $225.75. 48,750 is 25,000 × 1.95. 39,000 is 20,000 × 1.95. 33,250 is 19,000 × 1.75. 10,500 is 6,000 × 1.75. 8,750 is 5,000 × 1.75. 40,950 is 21,000 × 1.95. $790.13 is 21,000 × 3.7625¢ rounded to the cent. 50,700 is 26,000 × 1.95. 25,641 is 50,000 / 1.95, truncated to the mile. $1,544, $1,698.40, $1,930, and $2,123 are 80,000, 88,000, 100,000, and 110,000 × 1.93¢. $1,504, $1,654.40, $1,880, and $2,068 are the same mile counts × 1.88¢. $1,491.89 is 77,300 × 1.93¢. $1,453.24 is 77,300 × 1.88¢. $1,275.73 is 66,100 × 1.93¢. $1,242.68 is 66,100 × 1.88¢. 0.99¢ is $764 / 77,300. 1.01¢ is $665 / 66,100. $727.89 is $1,491.89 − $764. $610.73 is $1,275.73 − $665. $965 is 50,000 × 1.93¢, Upgraded Points’ rounded line. $1,050 is 30,000 × 3.5¢. $1,330 is 38,000 × 3.5¢. $2,015 is $965 + $1,050. $2,295 is $965 + $1,330. $600 is 50,000 × 1.2¢. $585 is 48,750 × 1.2¢. $355.63 is $940.63 − $585. $491.40 is 40,950 × 1.2¢. $468 is 39,000 × 1.2¢. $298.73 is $790.13 − $491.40. $105.50 is $858 − $752.50. $58.75 is $999.38 − $940.63. $58.74 is $1,640 − $1,581.26. About 61% is (1.93 − 1.2) / 1.2. About 57% is (1.88 − 1.2) / 1.2. $205 is 10,000 × 2.05¢. $220 is 10,000 × 2.2¢. $799.50 is 39,000 × 2.05¢. $858 is 39,000 × 2.2¢. $999.38 is 48,750 × 2.05¢ rounded to the cent. $1,072.50 is 48,750 × 2.2¢. $640.63 is 31,250 × 2.05¢ rounded to the cent. $1,581.26 is $940.63 + $640.63. $1,640 is 80,000 × 2.05¢. $486 is 60,000 × 0.81¢. 1.62¢ is $486 / 30,000.
  • Transfers. Chase Ultimate Rewards to United at 1:1, in 1,000-point steps, and Bilt Rewards to United at 1:1, are how this site’s transfer-partner pages list those partners as of October 2026. Marriott Bonvoy to United at 3:1 plus a 10,000-mile bonus per 60,000 points, which is 30,000 miles, is the same pages’ United row, and the Marriott sale price of 0.81¢ is the current point-sales row. Wyndham’s 6,000-to-2,400 transfer is the offer in our Wyndham guide. 2.05¢, 2.2¢, and 1.2¢ are The Points Guy’s October 2026 valuations.
  • Related MaxPoints pages: point sales, transfer bonuses, points valuations, Chase Ultimate Rewards transfer partners, Bilt transfer partners, Marriott Bonvoy transfer partners, Wyndham to United transfer bonus.

Offers can end early. Confirm the bonus, the tax, the cap, and the award price on your own MileagePlus account before you pay.

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