Bilt Rewards Transfer Partners (2026)
Bilt Points transfer 1:1 to most of about two dozen airline, hotel and rail partners. The exceptions are Accor (3:2), I Prefer (1:2) and Amtrak (2:1). Hyatt is 1:1 until December 31, 2026, then 4:3 for everyone from January 1, 2027. Bilt is also the way to reach United, Southwest and Hyatt without a Chase card. Lists below are as of October 2026.
Partner lists and ratios as of October 2026. Issuers change them without notice, so confirm the ratio on the transfer screen before you move points.
Live transfer bonuses
No bonus is live for these programs right now. Issuers run them every few weeks, so check the full transfer bonus board before you move points.
Bilt transfer partners: 18 airline and 7 hotel and 1 rail partners
Bilt Points transfer to about two dozen airline, hotel and rail programs. Nearly everything is 1:1. The exceptions are Accor (3:2), I Prefer (1:2) and Amtrak (2:1). Hyatt is 1:1 through December 31, 2026 and drops to 4:3 for all members on January 1, 2027.
Bilt airline partners
| Partner | Ratio | 1,000 points become | Best for | Notes |
|---|---|---|---|---|
| United MileagePlus | 1:1 | 1,000 | United flights without a Chase card. | Star Alliance. |
| Atmos Rewards (Alaska and Hawaiian) | 1:1 | 1,000 | Alaska and Hawaiian flights and oneworld partners. | oneworld. |
| Southwest Rapid Rewards | 1:1 | 1,000 | Domestic flying during sales. | Fare-based awards. |
| Air Canada Aeroplan | 1:1 | 1,000 | Star Alliance partner awards. | Star Alliance. |
| Air France-KLM Flying Blue | 1:1 | 1,000 | Europe, when a Promo Reward is on. | SkyTeam. |
| British Airways Executive Club | 1:1 | 1,000 | Short oneworld flights. | oneworld. |
| Virgin Atlantic Flying Club | 1:1 | 1,000 | Transatlantic premium cabins. | |
| Virgin Red | 1:1 | 1,000 | Virgin Atlantic flights. | |
| Aer Lingus AerClub | 1:1 | 1,000 | Flights to Ireland. | |
| Iberia Club | 1:1 | 1,000 | Flights to Spain. | oneworld. |
| Avianca LifeMiles | 1:1 | 1,000 | Star Alliance awards. | Star Alliance. |
| Cathay Pacific Asia Miles | 1:1 | 1,000 | Asia and oneworld awards. | oneworld. |
| Emirates Skywards | 1:1 | 1,000 | Emirates flights. | Emirates is 1:1 here and a reduced ratio at other issuers. |
| Etihad Guest | 1:1 | 1,000 | Etihad flights. | |
| Japan Airlines Mileage Bank | 1:1 | 1,000 | Flights to Japan. | oneworld. |
| Qatar Airways Privilege Club | 1:1 | 1,000 | International premium cabins. | oneworld. |
| TAP Miles&Go | 1:1 | 1,000 | Flights to Portugal. | Star Alliance. |
| Turkish Airlines Miles&Smiles | 1:1 | 1,000 | International premium cabins. | Star Alliance. |
Bilt hotel partners
| Partner | Ratio | 1,000 points become | Best for | Notes |
|---|---|---|---|---|
| World of Hyatt | 1:1 (4:3 from Jan 1, 2027) | 1,000 (750 from 2027) | Hyatt stays; move points before the change if you plan to. | The marquee Bilt partner. The January 2027 cut applies to all members. |
| Hilton Honors | 1:1 | 1,000 | Hilton stays during a Rent Day bonus. | |
| Marriott Bonvoy | 1:1 | 1,000 | Topping off a specific stay. | |
| IHG One Rewards | 1:1 | 1,000 | Budget-minded stays. | |
| Wyndham Rewards | 1:1 | 1,000 | Budget and road-trip stays. | Added March 2026. |
| Accor Live Limitless | 3:2 | about 667 | Rarely the best use. | |
| I Prefer Hotel Rewards | 1:2 | 2,000 | Independent boutique hotels. |
Bilt rail partner
| Partner | Ratio | 1,000 points become | Best for | Notes |
|---|---|---|---|---|
| Amtrak Guest Rewards | 2:1 | 500 | Train trips, during a bonus. | Added September 23, 2026. Worth roughly 1.3 cents per Bilt Point at the base ratio, so wait for a Rent Day bonus. |
- Spirit Airlines was briefly a partner but stopped flying on May 2, 2026.
- Bilt runs Rent Day transfer promos on the first of most months, and the partners change. The ones that have ended do not appear above.
Cards and guides: Is Bilt Palladium worth it? · Bilt vs no rent rewards · Best card for rent · Best credit cards for groceries · Bilt Palladium card page · Bilt Blue card page
Frequently asked questions
What are the Bilt transfer partners?
When does the Bilt to Hyatt ratio change?
Does Bilt transfer to United and Southwest?
Is the Amtrak transfer worth it?
What is a Bilt Rent Day bonus?
Are you earning the right points?
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Open the free calculatorRelated: Bilt Hyatt 4:3 in January 2027 · Bilt Amtrak transfer review · Bilt card guide · Bilt Palladium vs Venture X · All transfer partners
Educational only, not advice or an offer. Ratios, partners and bonuses come from issuer and program pages checked in October 2026; an item we could not confirm is left out.