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Terms of Service

Last updated: October 16, 2026

1. Acceptance of Terms

By accessing or using MaxPoints.ai (the "Service"), operated by CC Technologies LLC, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

MaxPoints.ai provides a free credit card rewards calculator and educational content to help users compare credit cards based on their spending patterns. The Service is provided "as is" and is intended for informational and educational purposes only.

3. Educational Purpose Disclaimer

MaxPoints.ai is an educational tool, not financial advice. The information, calculations, and recommendations provided by the Service:

  • Are for educational and informational purposes only
  • Do not constitute financial, legal, or tax advice
  • Should not be relied upon as the sole basis for financial decisions
  • Are based on publicly available information that may change

Always verify credit card terms, rewards, fees, and eligibility requirements directly with the card issuer before applying. We recommend consulting with qualified financial professionals for personalized advice.

4. No Guarantee of Accuracy

While we strive to provide accurate and up-to-date information, we make no warranties or representations regarding the accuracy, completeness, or reliability of the content. Credit card terms, rewards rates, bonuses, and benefits are subject to change at any time by card issuers.

5. User Responsibilities

You agree to use the Service only for lawful purposes and in accordance with these Terms. You are responsible for:

  • Providing accurate information when using the calculator
  • Verifying all information with card issuers before making decisions
  • Not using the Service for any fraudulent or illegal activity
  • Not attempting to interfere with or disrupt the Service

6. Intellectual Property

All content, features, and functionality of the Service, including text, graphics, logos, and software, are owned by CC Technologies LLC and are protected by copyright, trademark, and other intellectual property laws.

7. Limitation of Liability

To the fullest extent permitted by law, CC Technologies LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or related to your use of the Service.

8. Third-Party Links

The Service may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites or services.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Service. Your continued use of the Service after changes constitutes acceptance of the modified Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

11. Contact

For questions about these Terms of Service, please visit our About page or review our Privacy Policy.

Important notice. This tool is provided for educational purposes only. The information and recommendations presented here are not intended to constitute financial, legal, or tax advice. Please consult with qualified professionals for personalized financial guidance. Credit card terms, rewards, and benefits are subject to change and may vary based on individual circumstances.