IHG One Rewards Buy Points: Up to 100% Bonus, for a Stay You Can Already Price (November 2026)

Last updated: October 22, 2026

IHG One Rewards is selling points with a bonus of up to 100% on purchases made from 12:00 a.m. ET on October 21, 2026 through 11:59 p.m. ET on November 5, 2026. The terms Frequent Miler and LoyaltyLobby quote say a bonus requires at least 5,000 points in the transaction, and the percentage appears after you log in. The offer is for intended recipients. AwardWallet, Upgraded Points, and Frequent Miler all say the bonus on an account can differ from the headline.

The 100% tier is the one priced at 0.50¢. AwardWallet, Frequent Miler, and Upgraded Points put it on a purchase of 40,000 or more points in one transaction, up to 200,000. Upgraded Points prices that maximum at 400,000 points for $2,000. Forty thousand points bought at the same rate cost $400 and return 80,000. Both are 0.50¢. A purchase under 40,000 is a different price: 0.75¢ with an 80% bonus, about 0.53¢ to 0.61¢ with a 90% bonus, or 1.35¢ with no bonus at all.

The Points Guy’s October 2026 valuations, which every MaxPoints tool uses, put an IHG point at 0.60¢. 0.50¢ is under 0.60¢. It is also the price a 100% IHG sale has charged all year. Buy it when a specific award is already on the screen and the cash rate loses to the receipt. A balance you hope to use later is a sale IHG has already repeated.

Frequent Miler’s October 21 writeup prices one stay that shows the difference. Staybridge Suites Temecula-Wine Country averaged $258.81 a night with taxes and fees, at 19,000 to 23,000 points. At 0.50¢ those nights are $95 to $115. Buying 19,000 points from a zero balance does not get 0.50¢, because 19,000 is inside the 90% band. Three nights at 19,000, which is what an IHG cardholder pays for a four-night award when the fourth night is free, is 57,000 points. That purchase is inside the 100% band, and it costs $285.

Before you buy points: Run your spending through the credit card rewards calculator. A buy-points sale does not fix a wallet that should be earning a transferable currency. Chase Ultimate Rewards and Bilt both transfer to IHG at 1:1. On a stay that will consume a 40,000-point purchase, buying at 0.50¢ beats moving those points. Move them only for a gap the sale would make you overbuy. Pay cash for the gap a transfer should not cover, and only after the cash rate loses.

The promo, without the fluff

Log in and open the purchase page. The bonus and the total on that screen are the offer. Frequent Miler says a Points.com login that rejects an IHG password can still work from the IHG email about the sale, or from the IHG app.

This sale is listed with the other active sales on the point sales page. There is no transfer-bonus row for a points purchase.

The cents above are the U.S. price before any tax the receipt adds. A checkout with a tax line is a higher price. Do not use 0.50¢ as your price if the total is something else.

What you pay per point

The 100% band is a flat 0.50¢ on every point you receive. Upgraded Points’ $2,000 for 400,000 points is 200,000 × $0.01, then doubled by the bonus. $2,000 / 400,000 = 0.50¢. The same dollar rate on the smallest 100% purchase is 40,000 × $0.01 = $400 for 80,000 points.

The bands under 40,000 are where the headline stops applying. AwardWallet prints 1.35¢ with no bonus through 4,000 points. An 80% bonus on that 1.35¢ price is 1.35 / 1.8 = 0.75¢, which is the rate AwardWallet and Frequent Miler both print for 5,000 to 10,000. Those two bands have a published cent that divides evenly. The 90% band does not. AwardWallet’s 0.61¢ and 0.53¢ are rounded. Frequent Miler states the same purchases as a range, 0.53¢ to 0.61¢, depending on how many points you buy.

Buying 200,000 points does not get a better rate than buying 40,000. Both are 0.50¢. The larger purchase buys more points at that rate, and it uses the calendar-year cap.

A 19,000-point top-off is the awkward case. Nineteen thousand sits in AwardWallet’s 11,000–25,000 slice, so the bonus they print is 90%, not 100%. You receive 19,000 × 1.9 = 36,100 points. At their rounded 0.61¢, those 36,100 points cost about $220.21. Stepping up to 40,000 to catch 0.50¢ means paying $400 for 80,000 points, which is $179.79 more than that rounded 19,000-point receipt, for points the gap did not ask for. Read the screen. The 0.61¢ line is their rounding, not a total we saw.

Against the 0.60¢ figure the calculators use, the tiers sort themselves.

• 0.50¢ is about 17% under 0.60¢. On the 80,000 points a 40,000-point purchase returns, 0.60¢ is $480, against $400 of cash.
• 0.53¢ is under 0.60¢. 0.61¢ is a hair over it. Both are rounded, and both still need a stay whose cash rate loses.
• 0.75¢ is 25% over 0.60¢. It clears a cash rate. It does not clear the valuation by itself.
• 1.35¢ is more than twice 0.60¢. That is the price of a 1,000- to 4,000-point purchase, and it is a top-off price only.

Upgraded Points values an IHG point at 0.5¢ and calls this sale level with that number. AwardWallet says its users average 0.69¢ per IHG point redeemed, which is a higher bar than 0.60¢ and still an average. The repeated sale is the other context. Frequent Miler’s history on the same page lists 100% bonuses at 0.5¢ for September 15–October 5, August 1–September 1, June 22–July 16, May 18–June 12, February 25–March 17, and January 15–February 5, 2026, plus the October 10–13 flash sale that added a 3,500-point gift and priced the threshold at about 0.48¢. This round has no gift in any of the writeups. LoyaltyLobby calls 0.5¢ the lowest price IHG sells through the year. A stash bought because the headline says 100% is a stash you can price again the next time the same headline appears.

The quoted terms cap purchases at 200,000 points in a calendar year. Bonus points sit on top of that in Upgraded Points’ example: 200,000 bought, 200,000 bonus, 400,000 in the account, $2,000. Points you already bought in 2026 count against the 200,000. The terms’ own example is a member who bought 50,000 earlier and has 150,000 left. IHG’s buy-points page and its customer-care FAQ both say 200,000 per calendar year. They do not say this promotion raises the cap. LoyaltyLobby and Upgraded Points say some accounts see a different limit. If the page offers more than 200,000, that is the counter that will take the money. If it offers less, the headline cap is not yours.

Price the night, then buy the gap

Search the award before a dollar goes to Points.com. IHG’s reward-nights page says a Reward Night starts at 5,000 points, and that the number for a hotel on a date moves with the room, the cash rate, and demand. The 5,000-point line is a floor. It is not a chart. The page also says there are no blackout dates. The Points Guy’s IHG guide says redemptions can still be unavailable at IHG Army Hotels and at Six Senses. The number on your dates is the number.

The Temecula stay is the one Frequent Miler actually priced. These rows use that cash rate, $258.81 with taxes and fees, and that points range, 19,000 to 23,000. They are that writeup’s example. They are the price when your search says so.

The four-night rows assume every night costs the same, so the waived night is one of the three you pay for. Frequent Miler’s own warning is that IHG deducts the points required for the fourth night, and dynamic pricing means that night can be the expensive one or the cheap one. An equal-night table is the middle case. The points on your four dates are the case that matters. A member with no IHG card pays all four nights. Four nights at 19,000 is 76,000 points, which is $380 at 0.50¢, against the same $1,035.24. The card is worth $95 on that particular stay, which is the one night the card waives. It is worth a different amount when the fourth night’s points price is different.

The fourth night is a card benefit. It is not a program-wide elite perk. Frequent Miler’s sale post and this site’s card catalog, checked against Chase in the October 2026 portfolio refresh, describe the same cards.

• The IHG One Rewards Premier and the Premier Select include a fourth reward night free when points pay for a consecutive four-night stay. The Premier Select review uses that rule: you pay points for three nights.
• The IHG One Rewards Business card includes a fourth reward night free.
• The no-annual-fee IHG One Rewards card includes it too, and the catalog says that version also requires $5,000 of card spend. Frequent Miler states the same spend rule.

Confirm the benefit on your card before you buy three nights of points and treat the fourth as free. The points price of the nights you pay has to beat the cash price of every night you stay, including the taxes that cash rate charges. Frequent Miler also says an eight-night award waives the fourth and the eighth. Run that stay as the nights the card actually waives.

The same cards include an anniversary free night you can top up with your own points. The catalog caps that certificate at 50,000 points on the Premier and the business card, and at 60,000 points on the Premier Select. A sale is one way to buy the points that stretch a certificate to a pricier hotel. The certificate’s own cap is the limit. The gap between the certificate and the award is the purchase, and that gap’s size picks the tier.

Frequent Miler’s nine-night Temecula figure, 14,500 points a night and $72.50 at 0.50¢, stacks the fourth night with a 10% points rebate. That rebate belongs to the IHG Select card, which the same post says is no longer available to new applicants. It is a real price for someone who still holds that card. It is not a price the current Premier, Premier Select, Business, or no-annual-fee card produces on its own.

Points & Cash is a different purchase

IHG’s reward-nights page describes Points & Cash as buying the points you still need while you book the night. You need at least 5,000 points already to start a Points & Cash booking or a Reward Night. The cash portion is the price of those points. If you cancel within the hotel’s policy, IHG returns every point, including the ones you just bought, and keeps the cash. Cancel after the deadline and the points still come back, and the hotel charges its cancellation fee on top of the cash you already spent.

No writeup of this sale prints a Points & Cash rate for a specific hotel. The comparison is the cash line on your booking divided by the points that line buys.

• If that rate is lower than the tier your sale transaction would actually get, Points & Cash is the cheaper way to cover that night. The cash is still non-refundable.
• If it is higher, the sale is the cheaper buy, and you still buy only the gap. A 100% purchase has to be at least 40,000 points, so a small gap can lose to Points & Cash even when the headline says 0.50¢.
• A Points & Cash rate has to beat 0.50¢ to beat a purchase that qualifies for 100%. It has to beat 0.75¢, the 90% band, or 1.35¢ to beat a smaller transaction. The screen has the number. This article does not.

An award night does not earn points on the room rate. IHG’s reward-night FAQ says you can still earn on other eligible charges, such as food and beverage, and that eligible charges vary by hotel. Frequent Miler says most hotel taxes are not charged on an award, and that an award generally earns nothing on the room unless a promotion pays on award nights too. Compare the rate you would actually buy, fees included.

The purchase page sells in the increment it sells. IHG’s FAQ says 1,000-point steps, up to the calendar cap. A 57,000-point four-night gap is a 57,000-point purchase if the page sells that number, at $285 when 0.50¢ applies. Buying the next block the page offers leaves points that are useful when a later night needs them.

Frequent Miler says Points.com processes the purchase, so it does not code as travel. An IHG card’s hotel multiplier is the wrong thing to expect on this charge. Put it on a card where the spending itself is useful. Which card that is, for your categories, is the calculator’s question.

Purchased points and the bonus from this offer do not move you toward Silver, Gold, Platinum, or Diamond. IHG sells a separate product for that. The buy-points page says you can add up to 5,000 points per night onto a booking, and that those add-on points are elite qualifying. They cannot be combined with a 7-day free-cancellation rate. That add-on is not this sale. Paying $400 on the purchase page does not buy elite nights.

The points are supposed to post within 72 hours, and AwardWallet says they often show up immediately. Buy while the award is on the screen, with enough slack that a 72-hour post still leaves the room there.

Chase and Bilt at 1:1, before you pay cash

Two bank currencies on this site transfer to IHG, both at 1:1. Chase Ultimate Rewards turn 1,000 points into 1,000 IHG points, and Chase moves transfers in 1,000-point steps. Bilt Rewards also transfer 1:1. Amex Membership Rewards, Capital One, Citi, and Wells Fargo do not list IHG on this site’s transfer pages.

The Points Guy’s October 2026 valuations put a Chase point at 2.05¢ and a Bilt point at 2.2¢. Those are planning figures, not rates the banks pay. A Chase point you move to IHG is a point you could have used on a flight.

A gap of 80,000 IHG points is exactly 40,000 points bought at 100%.

On a priced IHG stay that will consume those 80,000 points, buying beats both transfers by a wide margin. $400 of cash against about $1,640 of Chase points or about $1,760 of Bilt points. Moving transferable points to avoid that $400 spends a currency that usually does more work on an airline. There is no live IHG transfer bonus that changes the ratio.

The exception is a gap the 100% tier would make you overbuy, or a gap small enough that the no-bonus price is the whole purchase.

A Temecula-sized gap of 19,000 points, bought as 11,000 so the 90% bonus returns 20,900, is about $127.49 at AwardWallet’s rounded 0.61¢. Transferring 19,000 Chase points is about $389.50 at 2.05¢. Transferring 19,000 Bilt points is $418 at 2.2¢. Buying still wins that comparison on the planning figure, and you have not stepped up to a $400 purchase. The rounded 0.61¢ is the reason to read the receipt before you treat $127.49 as the price.

A gap of 5,000 points is the bottom of the 80% tier. Buying 5,000 returns 9,000 points and costs $67.50. Transferring 5,000 Chase points is about $102.50. The purchase is the cheaper one on the planning figure, and it leaves 4,000 IHG points over. Stepping from that $67.50 purchase up to 40,000, to “get 0.50¢,” spends $400 to improve the rate on points the gap did not need.

A gap of 3,000 points never reaches a bonus. At 1.35¢ it costs $40.50. Transferring 3,000 Chase points is about $61.50, and 3,000 Bilt points are $66. The purchase wins on the planning figure when the cash rate of the night beats $40.50 and you already hold the rest of the award. It loses when you are buying 3,000 points with no night on the screen, because 1.35¢ is more than twice the 0.60¢ figure and the next 100% sale is the pattern, not a surprise.

The co-brand discount is the other checkout that looks like a sale and is not this one. The Points Guy’s IHG guide says all four IHG cards give at least a 30% discount on purchases, and that the discount does not stack with a bonus. Upgraded Points names the Premier and the Business card and says the same thing: the 30% applies to the ordinary price, not to this offer. The quoted terms say the offer cannot be combined with any other offer. A Frequent Miler reader reported a screen that showed 20% off and no bonus. A screen that shows a card discount and no 80%, 90%, or 100% is a different price from this article. The 100% tier at 0.50¢ is the comparison, and only when your page shows 100%.

When to buy

Pay Points.com only when all of these are true:

1. The stay is already in your IHG search. A specific property, room, dates, points price, and cash rate you would actually pay. The $258.81 and 19,000-to-23,000 figures are Frequent Miler’s Temecula example. They are the price when your search says so.
2. The screen shows a bonus on the number of points you still need. From 40,000 points up, the reports agree on 100% and 0.50¢. From 5,000 to 10,000 they agree on 80% and 0.75¢. From 11,000 to 39,000 they agree on 90%, and the cent is AwardWallet’s 0.61¢ or 0.53¢ depending on the slice. Under 5,000 there is no bonus.
3. The cash rate loses. The cash price of the room you would book, including the taxes that rate charges, is greater than the purchase total. Use the tier the transaction qualifies for, not the 0.50¢ headline on a 19,000-point buy. Add tax if the receipt adds it.
4. You will use the points the purchase delivers. A 57,000-point four-night gap is a $285 purchase at 0.50¢. A 5,000-point gap is a $67.50 purchase at 0.75¢, with 4,000 points left over. A 3,000-point gap is $40.50 at 1.35¢, or a 3,000-point transfer.
5. Chase and Bilt are the wrong place to manufacture a pile the stay will consume. Buying at 0.50¢ beats transferring at 2.05¢ or 2.2¢. Keep those points for a flight when the stay is large enough to clear the purchase. Use the transfer when the sale’s minimum would make you buy points you will not redeem.
6. Points & Cash is not the cheaper line. Divide the cash on that rate by the points it buys. A rate under the tier you would actually pay is the better buy for that night, and the cash does not come back if you cancel.
7. The cap still has room. The quoted terms, the buy-points page, and the FAQ say 200,000 points per calendar year. Count what you have already bought in 2026. Read the page if it shows a different limit.
8. The award can survive the posting delay. The terms allow 72 hours. The bonus follows a purchase completed by 11:59 p.m. ET on November 5. The room does not have to wait with you.

The clean yes: you are short a known number of points for an award you have already priced, the purchase page shows a bonus on a buy you will actually redeem, a 1:1 Chase or Bilt transfer would cost more of a currency you still want, Points & Cash is not cheaper, and the cash rate is higher than the receipt.

When to leave the cash alone

Skip the sale if any of these are true:

• Nothing is bookable. Buying 200,000 points because a headline says 100%, then searching an empty calendar, is $2,000 for 400,000 points you hope a future award will price kindly. At 0.60¢ that stash is worth $2,400, so the receipt sits $400 under the planning figure, and Frequent Miler’s history says another 100% window is the ordinary pattern. The October 10–13 round was a better price at the threshold, about 0.48¢, because of a 3,500-point gift this round does not include.
• The cash rate is the ordinary one. A Holiday Inn Express night that is cheap in dollars is a night to pay for in dollars. IHG’s own FAQ says the award moves with the cash rate. A low cash rate and a low points rate show up together often enough that the 0.50¢ unit price is not a savings until you subtract it from the rate you would pay.
• Your screen does not show the bonus you are pricing. The terms tell eligible members to read the percentage after they log in. An 80% checkout, a card discount with no bonus, or no offer at all is a different price. Do not pay a 100% headline against a different checkout.
• You would be buying under 40,000 and calling it 0.50¢. A 19,000-point purchase is the 90% band. A 5,000-point purchase is 0.75¢. A 4,000-point purchase is 1.35¢. The 0.50¢ rate starts at 40,000 in one transaction.
• You would be buying 40,000 to pretty up a 5,000-point gap. That is $400 for a top-off the 80% tier prices at $67.50. The better rate on points you will not use is a more expensive stay.
• You would be buying status. Purchased points and this offer’s bonus do not count toward elite status. The elite-qualifying add-on, up to 5,000 points per night on a booking, is a different checkout.
• The fourth night is not on your card. No IHG card, or a no-annual-fee card that has not met the $5,000 spend the catalog attaches to that benefit, means you pay every night. Run the award without the free night before you assume it is there.
• Points & Cash is the cheaper line on this night, or you are counting on cancelling it to keep the points. The cash does not come back. A cancellation fee can land on top of it.
• The cap is already used. The terms’ example is blunt: points you bought earlier in 2026 reduce what you can buy now. Paying for points that will not post is a non-refundable charge.
• The room is fragile and the points have not posted. Seventy-two hours is the window the terms allow. A second purchase is a second non-refundable charge.

What we could not confirm

The signed-in purchase page is the price, the bonus, and the cap. A logged-in session was not available for this check. Eight places where the public record is thinner than the headline:

• The cent inside the 90% band. AwardWallet prints 0.61¢ from 11,000 to 25,000 and 0.53¢ from 26,000 to 39,000. Frequent Miler prints 0.53¢ to 0.61¢ across 11,000 to 39,000 and says it depends on how many you buy. Those look like the same grid. Both cents are rounded. We did not see the unsold dollar schedule for this sale, so the $127.49 and $220.21 figures are 0.61¢ times the points received, not a total a writer printed.
• A cap other than 200,000. The quoted terms, IHG’s buy-points page, and IHG’s FAQ say 200,000 points purchased per calendar year. LoyaltyLobby says the limit may be 250,000, 300,000, or higher. Upgraded Points says some accounts see a higher or lower limit. AwardWallet’s history table lists this promotion’s maximum with the bonus as 400,000, which is 200,000 bought at 100%, and lists 600,000 for some earlier promotions. One Mile at a Time’s buy-points page still describes the October 10–13 sale, including a 35,000-point threshold and an ordinary cap of 150,000 raised to 200,000. That page’s dateModified is October 10, 2026. A Frequent Miler reader comment says this round has no increase above a standard 200,000. We could not find a 150,000 ordinary cap on IHG’s own pages.
• Whether a gift shares the purchase cap. The quoted terms describe a 200,000 cap on points you buy, a 200,000 cap on points you gift, and a 200,000 cap on points you receive as a gift, each reduced by what you already did in 2026. A Frequent Miler reader says gift purchases now count against the same 200,000 purchase cap, and that gifting is no longer a way around it. The purchase page is the counter.
• Which card discount a member sees when the bonus is missing. The Points Guy’s guide says all four IHG cards include at least 30% off ordinary purchases, and that it does not stack with a bonus. Upgraded Points names Premier and Business. A Frequent Miler reader reported 20% off and no bonus. We did not price a 30% checkout because this sale’s terms say it does not combine with another offer.
• A live Points & Cash rate. IHG explains the product and the cancellation rule. None of the sale writeups print a cash-per-point for a current Points & Cash night. The booking screen is the rate.
• The Temecula numbers as a quote you can hold. They are Frequent Miler’s example, published October 21, of a stay the writer had booked: $258.81 average with taxes and fees, 19,000 to 23,000 points. The nine-night 14,500-point figure includes the discontinued Select card’s 10% rebate. We did not reprice the hotel on October 22.
• How fast the points post. The terms say up to 72 hours. AwardWallet says its users often see points immediately, and that those users are the ones watching a balance that did not post, so the typical wait is likely shorter. We did not watch a purchase.
• The membership-terms PDF. This check used the quoted promo terms, the public buy-points page, the reward-nights page, and the customer-care FAQ. It did not open a fresh copy of the full membership terms.

The verdict

Buy IHG points in this window for an award you can already price, at the bonus your own purchase page shows, after a 1:1 Chase or Bilt transfer has covered any gap those points should cover, and after Points & Cash has lost on the rate.

The clock is 12:00 a.m. ET on October 21, 2026 through 11:59 p.m. ET on November 5, 2026. The bonus is up to 100%, and it is targeted. The 100% tier starts at 40,000 points in one transaction and costs 0.50¢: $400 for 80,000 points, and $2,000 for 400,000 if the cap lets you buy 200,000. Under that, 5,000 to 10,000 points are 0.75¢, 11,000 to 39,000 are about 0.53¢ to 0.61¢, and 1,000 to 4,000 are 1.35¢ with no bonus.

A Temecula night at 19,000 points is $95 at 0.50¢ and about $220 at the rounded 90% rate on a 19,000-point purchase, against $258.81 cash in Frequent Miler’s example. Four equal nights at 19,000, with the fourth free on an eligible card, cost $285 at 0.50¢ against $1,035.24 cash. The fourth night is the card. It is not in the promo terms.

The quoted terms and IHG’s own pages cap purchases at 200,000 points per calendar year, before the bonus, and some writers say an account can show a different limit. Purchased points and the bonus do not count toward status. They are non-refundable. They are supposed to post within 72 hours.

80,000 Chase points become 80,000 IHG points at 1:1, about $1,640 on a 2.05¢ planning figure, against $400 to buy them. Bilt at 1:1 is about $1,760. Buying wins that comparison. Keeping the Chase or Bilt points for an airline usually wins the one after that. A 3,000-point gap is the other comparison: $40.50 at 1.35¢, or about $61.50 of Chase points, and only when the night is real.

Find the stay. Read the cash rate. Read the bonus on your purchase page. Then buy exactly the points that award requires.

Before you earn the next point toward an IHG award, run your spending through the credit card rewards calculator.

See all active point sales →.

Chase, Bilt, and IHG figures are The Points Guy’s October 2026 valuations, the same ones every MaxPoints tool uses: Ultimate Rewards 2.05¢, Bilt 2.2¢, IHG 0.60¢. The points valuations page lists them.

Disclaimer / sources

This article reflects the IHG One Rewards buy-points promotion reported for October 21 through November 5, 2026. Checked October 22, 2026. A logged-in purchase page was not available for this check. Confirm the bonus, the cap, and the award on your own account before you pay.

• Campaign terms are as quoted by Frequent Miler on October 21, 2026, and by LoyaltyLobby the same day: qualifying purchases from 12:00 a.m. ET on October 21, 2026 through 11:59 p.m. ET on November 5, 2026; a bonus of up to 100% when you buy at least 5,000 points in a transaction; the percentage shows for eligible members after login; a maximum of 200,000 points purchased per calendar year, reduced by points already purchased in 2026 (their example is 50,000 already bought, leaving 150,000); similar 200,000 caps on points gifted and on points received as a gift during the offer period, reduced by gifts already sent or received in the same calendar year; purchased points and bonus points do not count toward elite status; the offer is exclusive to intended recipients and may not be forwarded; the offer can change and cannot be combined with another offer; the price includes all fees and is subject to applicable taxes; purchased points are not refundable and apply toward IHG One Rewards redemptions; allow up to 72 hours for points to post.
• Frequent Miler, Buy IHG Points for as low as 0.5 cents each, Stephen Pepper, October 21, 2026: up to 100%, possibly targeted, through November 5, 2026. Tiers: 5,000–10,000 at 80% (0.75¢); 11,000–39,000 at 90% (0.53–0.61¢ depending on how many you buy); 40,000 and up at 100% (0.50¢). If Points.com rejects the login, buy from the IHG email or the IHG app. Best uses he names: fourth night free for Premier Select, Premier, and Business cardholders, and for the no-annual-fee card after $5,000 of spend in a calendar year. The benefit deducts the fourth night’s points rather than taking 25% off, and on an eight-night stay it also waives the eighth. The Select card’s 10% rebate, no longer available to new applicants, stacks with fourth-night-free, with the free night calculated first. His priced example: Staybridge Suites Temecula-Wine Country, $258.81 a night with taxes and fees, 19,000–23,000 points, which is $95–$115 at 0.5¢, and a nine-night version at 14,500 points a night ($72.50 at 0.5¢) after both the free night and the Select rebate. Award nights generally do not earn points on the room, and most hotel taxes are not charged. Points.com does not code as travel. His history list is the one cited above, including the October 10–13, 2026 round at about 0.48¢ with a 3,500-point gift. Reader comments on that page report a 100% offer, an 80% offer, a 20% card discount with no bonus, and, from Dave Hanson, no cap increase above 200,000 on this round plus gift purchases counting against that cap.
• LoyaltyLobby, IHG Buy Points 100% Mystery Bonus Sale, John Ollila, October 21, 2026: the ninth buy-points bonus sale of 2026; 100% is the maximum bonus he sees IHG sell; members can buy up to 200,000 a year, and the limit may be 250,000, 300,000, or higher; 0.5¢ is the usual low price; fourth-night-free awards for U.S. co-brand cardholders are where buying is more lucrative. The terms block on that page is the one quoted above. The headline says the limit is increased. The terms block says 200,000 per calendar year.
• AwardWallet, Buy IHG One Rewards Points With a 100% Bonus (0.5¢ Each), Harrison Pierce, October 21, 2026, reviewed by JT Genter: through 11:59 p.m. Eastern Time on November 5, 2026; possibly targeted. Tiers, with a Points.com screenshot credited: 1,000–4,000 no bonus at 1.35¢; 5,000–10,000 at 80% (0.75¢); 11,000–25,000 at 90% (0.61¢); 26,000–39,000 at 90% (0.53¢); 40,000–200,000 at 100% (0.5¢). Key terms: at least 40,000 points for the best rate; maximum 200,000 during this promotion before the bonus; posting within 72 hours, with user reports of immediate posting; non-refundable. AwardWallet’s users average 0.69¢ per IHG point redeemed. The history table lists this promotion at 0.5¢ with a 400,000-point maximum including the bonus, and lists several earlier promotions at 600,000. Chase and Bilt both show as 1:1 transfers to IHG on that page. The 0.61¢ and 0.53¢ lines are the rounded figures used in the tables above.
• Upgraded Points, Buy IHG One Rewards Points With a 100% Bonus, James Larounis, updated October 21, 2026: through November 5, 2026; targeted, and the bonus and the cap can differ by account. For the up-to-100% offer: no bonus at 1,000–4,000; 80% at 5,000–10,000; 90% at 11,000–39,000; 100% at 40,000 or more, at 0.5¢. Buying 200,000 before the bonus returns 400,000 points for $2,000. Purchased points and the bonus do not count toward elite status. The 30% discount on the Premier and Business cards does not stack; it applies to the base price only. Points.com, so the charge is not hotel spending. Upgraded Points values an IHG point at 0.5¢. Fourth-night-free on a co-brand card means buying three nights of a four-night award.
• One Mile at a Time, Buy IHG One Rewards Points With 100% Bonus: the page still describes the October 10–13, 2026 promotion, with a 35,000-point threshold for 100%, an ordinary cap of 150,000 raised to 200,000 for that promotion, and a 30% co-brand discount that does not apply during a bonus. The schema on the page says dateModified October 10, 2026. His valuation there is about 0.5¢. This article does not use that page for the dates, the tiers, or the cap of the November 5 sale.
• The Points Guy, IHG One Rewards guide, checked October 22, 2026: all four IHG cards include at least a 30% discount on point purchases, and that discount does not stack with other discounts or bonuses, some of which price points at 0.5¢; you can generally buy no more than 200,000 points per calendar year; dynamic pricing, with recent awards as low as 5,000 points; redemptions may be unavailable at IHG Army Hotels and Six Senses. That guide is not a writeup of this sale. October 2026 valuations, fetched with the calculators: IHG 0.60¢, Chase Ultimate Rewards 2.05¢, Bilt 2.2¢.
• IHG’s own pages, checked October 22, 2026. Buy points: buy up to 200,000 points per year to redeem for Reward Nights and other rewards; separately, add up to 5,000 points per night to a booking, and those add-on points are elite qualifying; the add-on cannot be combined with 7-day free-cancellation rates. The page does not list this promotion’s dates or tiers. Reward nights and Points & Cash: Reward Nights start at 5,000 points; you need at least 5,000 points to use Points & Cash or to redeem a Reward Night; the points price moves with the room, the Best Flexible Rate, and demand; no blackout dates are stated on the page; Points & Cash buys the remaining points at booking; a cancellation returns the points, including points bought with the cash portion, and the cash is non-refundable; a late cancellation also draws the hotel’s cancellation fee. Customer-care FAQ: purchases are in 1,000-point increments, up to 200,000 points in a calendar year; a Reward Night does not earn points on the room rate, and can earn on other eligible charges. This check did not open the membership terms PDF.
• Fourth reward night and free-night certificates are this site’s October 2026 card catalog: fourth reward night free on a consecutive four-night points stay for the Premier and Premier Select; fourth reward night free on the business card; fourth reward night free on the no-annual-fee card, with that version also requiring $5,000 of card spend; anniversary free-night caps of 50,000 points on the Premier and the business card and 60,000 points on the Premier Select, with the option to add your own points. Frequent Miler’s October 21 sale post describes the same four cards and the same $5,000 spend rule. The Premier Select review states the four-night rule as paying points for three nights. Confirm the benefit on your card.
• Arithmetic. 0.50¢ is $2,000 / 400,000 and $400 / 80,000. $400 is also 40,000 × $0.01, the per-point price implied by Upgraded Points’ $2,000 for 200,000 points bought. $13.50, $54, $67.50, and $135 are 1,000, 4,000, 5,000, and 10,000 points at 1.35¢. 0.75¢ is 1.35¢ / 1.8, and $67.50 / 9,000 and $135 / 18,000 both equal 0.75¢. $127.49 is 20,900 × 0.61¢, and 20,900 is 11,000 × 1.9. $220.21 is 36,100 × 0.61¢, and 36,100 is 19,000 × 1.9. $179.79 is $400 − $220.21. $95 and $115 are 19,000 and 23,000 × 0.50¢. $163.81 is $258.81 − $95. $143.81 is $258.81 − $115. $38.60 is $258.81 − $220.21. $285 is 57,000 × 0.50¢, and 57,000 is 3 × 19,000. $345 is 69,000 × 0.50¢, and 69,000 is 3 × 23,000. $380 is 76,000 × 0.50¢, and 76,000 is 4 × 19,000. $1,035.24 is 4 × $258.81. $750.24 is $1,035.24 − $285. $690.24 is $1,035.24 − $345. $71.25 is $285 / 4. $86.25 is $345 / 4. $72.50 is 14,500 × 0.50¢, Frequent Miler’s stacked nine-night figure. $480 is 80,000 × 0.60¢. $80 is $480 − $400. $2,400 is 400,000 × 0.60¢. The $400 under that valuation is $2,400 − $2,000. About 17% is (0.60 − 0.50) / 0.60. 25% is (0.75 − 0.60) / 0.60. $1,640 is 80,000 × 2.05¢. $1,760 is 80,000 × 2.2¢. $389.50 is 19,000 × 2.05¢. $418 is 19,000 × 2.2¢. $102.50 is 5,000 × 2.05¢. $40.50 is 3,000 × 1.35¢. $61.50 is 3,000 × 2.05¢. $66 is 3,000 × 2.2¢.
• Transfers. Chase Ultimate Rewards to IHG at 1:1, in 1,000-point steps, and Bilt Rewards to IHG at 1:1, are how this site’s transfer-partner pages list those partners as of October 2026. Amex Membership Rewards, Capital One, Citi, and Wells Fargo do not list IHG there. 2.05¢, 2.2¢, and 0.60¢ are The Points Guy’s October 2026 valuations.
• Related MaxPoints pages: point sales, points valuations, Chase Ultimate Rewards transfer partners, Bilt transfer partners, IHG Premier Select review.

Offers can end early. Confirm the bonus, the tax, the cap, and the award price on your own IHG account before you pay.