Wyndham Rewards to United 100% Bonus: Transfer for a Seat You Can Book (October 2026)

Last updated: October 9, 2026

Wyndham Rewards is doubling United MileagePlus miles on point transfers. The standard ratio is 5:1, so 6,000 Wyndham points become 1,200 United miles. During this offer, the same 6,000 points become 2,400 United miles. That is 5:2, a 100% bonus.

Frequent Miler quoted the transfer-screen terms on October 8, 2026. InsideFlyer summarized the same offer on October 9. The bonus is easy to miss: it is not on a public promo page. You see it after you log in and start a transfer to United. No end date is published. The quoted terms do not name one, and this article will not invent one.

The move is for two people. Someone whose Wyndham balance is orphaned or about to expire, and someone who is a few thousand United miles short of a seat that is already on the screen. It is a poor way to manufacture United miles out of Chase, Bilt, Capital One, Citi, or Wells Fargo points.

Before you move points: Run your spending through the credit card rewards calculator. A transfer bonus does not fix a wallet that should be earning a different currency. If Chase or Bilt already covers the United award at 1:1, leave the Wyndham points on a stay.

The promo, without the fluff

These are the terms Frequent Miler quotes from the transfer screen, plus the ratio math those terms imply. Confirm the 2,400 on your own screen before you submit. A screen that still shows 1,200 is a screen where this bonus is off.

The 90,000-point total is larger than the 60,000-point cap on a single transfer, so the maximum takes at least two transfers. 60,000 and then 30,000 are both multiples of 6,000. Together they are the 90,000-point cap, and they become 24,000 + 12,000 = 36,000 United miles. Frequent Miler’s author reported moving that 90,000-point maximum and receiving 36,000 miles. InsideFlyer states the same 90,000-to-36,000 result.

Because transactions are not aggregated, a leftover under 6,000 points does not combine with the next transfer. Each transaction has to be its own multiple of 6,000.

No end date is published

Say this plainly, because a roundup and the terms disagree.

Frequent Miler, quoting the screen, lists the expiry as unknown. InsideFlyer’s October 9 writeup does not add a date. Upgraded Points’ October 7 roundup prints “Through October 31, 2026” on this bonus. That same roundup uses October 31 for several other bonuses. This site’s board has a different deadline for at least one of them: the Amex to Aeromexico bonus ends October 30, at 11:59 p.m. Mountain Time. October 31 on that roundup is not a term we can treat as Wyndham’s deadline.

The offer can leave the transfer screen before you finish. Log in, start the United transfer, and read the miles. Submit when the line says 2,400 miles per 6,000 points. A screen that says 1,200 has already ended, whatever a roundup still prints.

What 6,000 points are worth

Frequent Miler’s reasonable redemption value for a Wyndham point is about 0.57¢, cut to that level after Wyndham’s September 2026 award-chart change. This site’s tools use The Points Guy’s October 2026 valuations: 0.55¢ for Wyndham and 1.2¢ for United. The United card offers piece uses that same 1.2¢ as the working figure for a typical economy or saver redemption. A partner business award can clear it. A dynamic United price can miss it. Neither number is a rate United or Wyndham pays.

The comparison the brief calls for is Frequent Miler’s 0.57¢ against this site’s 1.2¢:

Each United mile costs 2.5 Wyndham points. At 0.57¢, that is 1.425¢ of Wyndham value for a mile this site plans at 1.2¢. Frequent Miler rounds the same product to about 1.43¢ and compares it with their own United value of 1.3¢, which is a gap of about a tenth of a cent per mile. On that pair of numbers they call the difference negligible, and the author moved the full 90,000 points because of United’s cardholder pricing. At this site’s 1.2¢, the same 90,000-point transfer gives up $81 of planning value ($513 versus $432). That is a real gap. A specific award can still clear it. The planning figures cannot.

At this site’s own Wyndham figure of 0.55¢, 90,000 points are $495. That is still $63 above the $432 of United miles. Upgraded Points runs a harsher version of the same 6,000-point chunk: $54 of their Wyndham value for $28.80 of United miles, which is 0.9¢ and 1.2¢. Three valuations, one direction. The miles are worth less than the points until the award in front of you beats the stay.

The September award-chart change is why 0.57¢ is the right Wyndham number to argue with. Nights are now 5,000, 15,000, 30,000, or 45,000 points. A 5,000-point night is smaller than the 6,000-point transfer increment, so the cheapest stays cannot be “converted” one-for-one into this bonus. A 15,000-point night is two and a half increments: 6,000 United miles, worth $72 at 1.2¢, against $85.50 of Wyndham value at 0.57¢. If that room’s cash rate, after tax, beats the cash the miles would save, keep the points on the hotel.

Who the points should come from

Two piles of points earn their way into Wyndham.

Wyndham’s own cards. Barclays issues the Wyndham Rewards Earner cards: Earner, Earner Plus, Earner Business, and Earner Premier. Those balances are already Wyndham points. They are the cleanest yes, when a stay is the worse use or the points are about to be forfeited. They are not in this site’s card catalog, so the calculator will not rank them. The expiration exception for Earner Premier is below.

Bank points that transfer in. This site’s transfer-partner catalog, as of October 2026, lists Wyndham at:

Amex Membership Rewards does not list Wyndham or United. Citi’s transfer-partner page says the ratios it prints are for annual-fee cards (Strata Premier, Strata Elite, Prestige). Points that sit only on a no-fee Citi card transfer at a reduced ratio, about 1,000 to 700, unless they are pooled with an annual-fee card. That makes a Citi detour through Wyndham worse, and the next section does not pretend a no-fee balance lands on a clean 6,000-point increment.

Chase and Bilt already go to United

Chase transfers to United at 1:1, in 1,000-point steps. Bilt does too. Both also transfer to Wyndham at 1:1. Sending either currency through Wyndham spends 2.5 points per United mile instead of one.

Until you transfer, those Chase or Bilt points are still in the bank program. Once they move to Wyndham, that leg is one-way. Chase points are the last points this site would park at Wyndham in any case: Chase also has World of Hyatt. The award-chart piece makes that case for hotel stays. The same conclusion holds for United. Use the Chase transfer-partner list and the Bilt list, and send the points to United.

Capital One, Citi, and Wells Fargo do not beat a Star Alliance transfer

Capital One does not transfer to United. The chain exists: 6,000 Capital One miles → 6,000 Wyndham points → 2,400 United miles. That is 2.5 Capital One miles per United mile.

The Points Guy’s October 2026 value for a Capital One mile is 1.85¢. Six thousand of them are $111. The 2,400 United miles are $28.80 at 1.2¢. You give up about $82 of planning value on one chunk, and about $1,233 if you build the entire 36,000-mile cap out of Capital One miles (90,000 × 1.85¢ = $1,665, against $432).

Capital One already reaches Star Alliance at 1:1. The catalog lists Air Canada Aeroplan and Avianca LifeMiles at 1:1, along with Singapore, TAP, and Turkish. The Capital One transfer-partner page is the list. For a partner seat those programs can book, 2,400 Capital One miles become 2,400 of those miles. The Wyndham chain turns the same 2,400 Capital One miles into 960 United miles (2,400 × 0.4). Use the chain when the award is specifically United miles: a United-priced ticket, or a balance you are topping off. Leave it alone when Aeroplan or LifeMiles shows the seat.

Citi is the same shape on an annual-fee card. The catalog lists Wyndham at 1:1 and does not list United. It does list Avianca LifeMiles at 1:1. Six thousand ThankYou points become 2,400 United miles through Wyndham, or 6,000 LifeMiles if you send them there instead. ThankYou points are 1.9¢ on TPG’s October list, so the 6,000-point chunk is $114 of ThankYou value for $28.80 of United miles. The Citi transfer-partner page is the place to check the ratio on the card you actually hold.

Wells Fargo is the least-bad chain, and it still loses to a direct Star Alliance transfer. Wells Fargo transfers to Wyndham at 1:2, so 3,000 Wells Fargo points become 6,000 Wyndham points, then 2,400 United miles. That is 5:4, or 0.8 United miles per Wells Fargo point. Wells Fargo also transfers to LifeMiles at 1:1. Three thousand Wells Fargo points are 3,000 LifeMiles, which is more Star Alliance miles than 2,400 United miles, and they never pass through a hotel program. At TPG’s 1.75¢, those 3,000 points are $52.50, against $28.80 of United miles. The Wells Fargo transfer-partner page has both ratios. A reader note on Frequent Miler’s piece calls the 5:4 “not bad.” The arithmetic above is why it is still a pass for any seat LifeMiles can book.

A stay, an expiring balance, or a top-off

Move Wyndham points you already hold when all of these are true:

1. The award is on the screen. A specific flight, a mileage price, and the taxes beside it. United prices dynamically. The Chase partner note on this site says to compare the award with the cash fare. “We usually fly United” is not a booking.
2. The miles you will see after this transfer cover it. The quoted terms pay the bonus in the conversion itself (6,000 points equal 2,400 miles). There is no second posting window in those terms. Still transfer only what the award needs. Partner space does not wait.
3. The flight beats the hotel. Put the cash you avoid on the award next to the cash you avoid if those points stay on a Wyndham night you can book. Use 0.57¢ and 1.2¢ as the tie-break when the two look close. The chart tiers, and when a 5,000- or 15,000-point night still wins, are in the award-chart piece.
4. The screen shows 2,400. Then submit. The transfer is irreversible.
5. You stay inside the caps. Multiples of 6,000, no more than 60,000 in one transfer, no more than 90,000 in total.

The clean yes is small. You already hold the Wyndham points. You are 2,400, 12,000, or 24,000 United miles short of a ticket you can book as soon as the miles show up. The hotel stay is the worse use of those points, or there is no stay you will book before the points are forfeited.

When the points should stay

Leave the balance in Wyndham when any of these are true:

• Nothing is bookable. The expensive version of an offer with no end date is moving 90,000 points because a roundup said October 31, then searching an empty United calendar.
• The points started as Chase or Bilt points. Both programs transfer to United at 1:1. The table above is the whole argument.
• The seat is a Star Alliance award Capital One, Citi, or Wells Fargo can book directly. Aeroplan and LifeMiles are 1:1 from Capital One. LifeMiles is 1:1 from Citi and from Wells Fargo. Those miles outnumber the United miles this chain produces.
• The trip is a Wyndham stay you can price. A 15,000-point night that saves more than the $72 those points become in United miles is the better redemption. A 5,000-point night is not even one transfer increment.
• You would be buying the points. The buy-points sale runs through October 21, 2026, and the 90% tier is about 0.68¢. Buying 6,000 points at that price costs about $40.80, and the bonus turns them into 2,400 United miles. That is about 1.7¢ per mile (2.5 × 0.68¢), above the 1.2¢ planning value. Buy points for a room you have already priced. Buying them to create United miles overpays.
• The balance is under 6,000 points, or what you need is not a multiple of 6,000. The terms count each transaction on its own.

Expiring points are the other yes

Wyndham’s current terms, section I(14), use two clocks.

Points expire four years after the date they are posted to the account. Posting dates vary by how the points were earned. Separately, the whole balance may be forfeited if the account has no Account Activity for approximately, but never less than, 18 consecutive months. Account activity means earning points, or a redemption or transfer that changes the point balance.

That is stricter than a vague “18 months of activity.” A transfer to United changes the balance, so it counts as activity, and it also spends the points. Earning or a small redemption can refresh the 18-month clock without emptying the account. The four-year clock still runs on the points that remain. Frequent Miler flags the expiration rules as a reason to move a balance you would otherwise lose. That is the right reading when you will not book a stay and you do not want to keep the account alive.

One balance is outside those clocks. Points earned by a Wyndham Rewards Earner Premier cardmember do not expire under section I(14) while that card account is open and in good standing. An open Premier card is a reason to keep the points, unless the United award in front of you is the better use.

The verdict

Transfer Wyndham points to United while this bonus is on the screen, and only for a ticket the miles will actually cover. 6,000 points become 2,400 miles. 90,000 points, the total cap, become 36,000 miles. The standard ratio underneath is 5:1. Transfers move in 6,000-point steps, 60,000 points is the most in one transfer, transactions do not combine, and the transfer does not come back.

No end date is published. Frequent Miler lists the expiry as unknown. Confirm 2,400 miles on your own transfer screen.

On the numbers, the points are worth more where they sit. At Frequent Miler’s 0.57¢, 90,000 Wyndham points are $513. At this site’s 1.2¢, 36,000 United miles are $432. The gap is $81 at the cap and $5.40 on a single 6,000-point transfer. Chase and Bilt reach United at 1:1, so routing them through Wyndham spends 6,000 points to buy what 2,400 points buy directly. Capital One reaches Wyndham at 1:1 and does not reach United; the chain returns 2,400 miles for 6,000 Capital One miles, about $28.80 against $111 of Capital One value, and it loses to a 1:1 transfer to Aeroplan or LifeMiles whenever those programs show the seat.

The yes is an orphaned or expiring Wyndham balance, or a top-off of a United or Star Alliance award you can already hold. The no is a stash, a manufactured balance, and a hotel night the chart still prices well.

Before the next point lands in the wrong program, run your spending through the credit card rewards calculator.

See all active transfer bonuses →.

Wyndham points in the tables use Frequent Miler’s 0.57¢ reasonable redemption value, the figure they set after the September 2026 chart change. United miles, and the bank-point comparisons, use The Points Guy’s October 2026 valuations, the same ones every MaxPoints tool uses: United 1.2¢, Wyndham 0.55¢, Capital One 1.85¢, Citi ThankYou 1.9¢, Wells Fargo 1.75¢. They are planning figures, not a rate any program pays.

Disclaimer / sources

This article reflects the Wyndham Rewards to United MileagePlus transfer bonus described on October 8 and 9, 2026. Checked October 9, 2026.

• Ratio, caps, aggregation, and irreversibility are the terms Frequent Miler quotes (October 8, 2026): transfers in increments of 6,000; 6,000 Wyndham points equal 2,400 United miles for this offer; 60,000-point maximum per transfer; 90,000-point maximum total; transactions are not aggregated; once you initiate the transfer you cannot reverse it. The standard ratio is stated there as 5:1, so 6,000 points are 1,200 miles with the bonus off, and the offer ratio is 5:2. The piece says the offer is not advertised and appears after you log in and start a transfer to United, and it lists the expiry as unknown. The author’s 90,000-point transfer for 36,000 miles is reported in that piece. InsideFlyer (October 9, 2026) summarizes the same caps, the 6,000-to-2,400 increment, the 90,000-to-36,000 total, and the login requirement, and credits Frequent Miler.
• October 31. Upgraded Points’ October transfer-bonus roundup (updated October 7, 2026) prints “Through October 31, 2026” and the 6,000:2,400 ratio, and values one chunk at $54 of Wyndham points for $28.80 of United miles. That roundup also prints October 31 on bonuses whose deadlines differ. This site’s Amex to Aeromexico row ends October 30, 2026 at 11:59 p.m. Mountain Time. October 31 is not treated as Wyndham’s end date.
• 0.57¢ is Frequent Miler’s reasonable redemption value after the September award-chart change, stated in the October 8 piece. Their United comparison uses 1.3¢, which is how they get “about 1.43 cents of points for 1.3 cents of miles” (2.5 × 0.57¢ = 1.425¢). 1.2¢ per United mile and 0.55¢ per Wyndham point are The Points Guy’s October 2026 valuations, which every MaxPoints tool uses. At those United miles, 2,400 miles are $28.80 and 36,000 miles are $432. At 0.57¢, 6,000 Wyndham points are $34.20 and 90,000 are $513. At 0.55¢, 90,000 Wyndham points are $495.
• Transfer ratios are this site’s transfer-partner catalog as of October 2026. Chase to United and Chase to Wyndham are both 1:1. Bilt to United and Bilt to Wyndham are both 1:1. Capital One to Wyndham is 1:1; Capital One does not list United and does list Aeroplan and LifeMiles at 1:1. Citi lists Wyndham at 1:1 on the ratio shown for annual-fee cards, lists LifeMiles at 1:1, and does not list United; the page’s footnote puts no-fee cards at about 1,000 to 700 unless the points are pooled. Wells Fargo to Wyndham is 1:2 and Wells Fargo to LifeMiles is 1:1. Amex lists neither Wyndham nor United. Capital One at 1.85¢, ThankYou points at 1.9¢, and Wells Fargo points at 1.75¢ are TPG’s October 2026 valuations. 6,000 × 1.85¢ = $111. 90,000 × 1.85¢ = $1,665. 3,000 × 1.75¢ = $52.50. 6,000 × 1.9¢ = $114.
• Cards that earn Wyndham points. Barclays issues the Wyndham Rewards Earner, Earner Plus, Earner Business, and Earner Premier cards. Wyndham’s June 17, 2026 announcement of the updated suite names all four. They are not rows in this site’s card catalog.
• Expiration is section I(14) of Wyndham Rewards’ current general terms: points expire four years after they are posted; the balance may be forfeited after no Account Activity for approximately, but never less than, 18 consecutive months; activity means earning, or a redemption or transfer that changes the balance; Earner Premier points do not expire under that section while the card account is open and in good standing.
• Buying points. About 0.68¢ at the 90% tier, through October 21, 2026, is the figure in this site’s Wyndham buy-points piece. 6,000 × 0.68¢ = $40.80. 2.5 × 0.68¢ = 1.7¢ per United mile.
• Award chart. The 5,000 / 15,000 / 30,000 / 45,000 tiers are the September 15, 2026 change covered in this site’s Wyndham award-chart piece. 15,000 × 0.57¢ = $85.50. Those 15,000 points become 6,000 United miles, which are $72 at 1.2¢.

Transfers are one-way. The bonus can leave the screen without a published end date. Confirm the miles on your own Wyndham transfer and the price of the award on United before you move points.