Citi ThankYou Transfer Partners (2026)

Citi ThankYou has 20 transfer partners: 15 airlines and 5 hotels. Most airlines are 1:1 on annual-fee cards such as the Strata Premier, Strata Elite and Prestige. Points held only on no-fee Citi cards transfer at a reduced ratio, about 1,000 to 700. Citi is the only major bank currency that sends points straight to American AAdvantage. Lists below are as of October 2026.

Partner lists and ratios as of October 2026. Issuers change them without notice, so confirm the ratio on the transfer screen before you move points.

Live transfer bonuses

Active transfer bonuses for these programs
RouteBonusEndsDetails
Citi ThankYou Rewards → Qatar Airways Privilege Club (Avios)35%Oct 31, 2026Read the breakdown
Citi ThankYou Rewards → Japan Airlines Mileage Bank30%Oct 24, 2026Read the breakdown
Citi ThankYou Rewards → Avianca LifeMiles25%Oct 24, 2026Read the breakdown

See every active offer, with fine print, on the transfer bonuses board.

Citi transfer partners: 15 airline and 5 hotel partners

Citi ThankYou transfers 1:1 to most of its 15 airlines on annual-fee cards (Strata Premier, Strata Elite, Prestige). Points held only on no-fee Citi cards transfer at a reduced ratio, about 1,000 to 700. American Airlines is the standout: the 1:1 ratio needs an eligible annual-fee card, and Citi is the only major transferable currency that sends points to AAdvantage directly.

Citi airline partners

Citi airline partners
PartnerRatio1,000 points becomeBest forNotes
American Airlines AAdvantage1:1 (annual-fee cards)1,000American flights and oneworld partners.oneworld. Added July 2025. No-fee cards: 1,000 to 700.
Japan Airlines Mileage Bank1:1 (annual-fee cards)1,000Flights to Japan.LIVE: 30% bonus through Oct 24, 2026. oneworld. New partner in September 2026. No-fee cards: 1,000 to 700.
Avianca LifeMiles1:11,000Star Alliance awards.LIVE: 25% bonus through Oct 24, 2026. Star Alliance.
Qatar Airways Privilege Club1:11,000International premium cabins.LIVE: 35% bonus through Oct 31, 2026. oneworld. Avios move on 1:1 to British Airways, Iberia, Aer Lingus and Finnair, so this is also Citi's route to those programs.
Air France-KLM Flying Blue1:11,000Europe, when a Promo Reward is on.SkyTeam.
Virgin Atlantic Flying Club1:11,000Transatlantic premium cabins.
Singapore Airlines KrisFlyer1:11,000International premium cabins.Star Alliance.
Turkish Airlines Miles&Smiles1:11,000International premium cabins.Star Alliance.
Cathay Pacific Asia Miles1:11,000Asia and oneworld awards.oneworld.
Etihad Guest1:11,000Etihad flights.
EVA Air Infinity MileageLands1:11,000Flights to Taiwan.Star Alliance.
Qantas Frequent Flyer1:11,000Australia and the Pacific.oneworld.
Thai Airways Royal Orchid Plus1:11,000Flights to Thailand.Star Alliance.
JetBlue TrueBlue1:11,000Simple domestic trips.
Emirates Skywards1:0.8800Rarely the best use.Reduced ratio.

Citi hotel partners

Citi hotel partners
PartnerRatio1,000 points becomeBest forNotes
Wyndham Rewards1:11,000Budget and road-trip stays.
Choice Privileges1:1.51,500Budget and extended stays.Reduced from 1:2 in April 2026.
Preferred Hotels & Resorts1:22,000Independent boutique hotels.
Accor Live Limitless2:1500Rarely the best use.Reduced ratio.
Leading Hotels of the World5:1200Rarely the best use.Reduced ratio.
  • Ratios shown are for annual-fee ThankYou cards. No-fee cards such as Citi Strata, Custom Cash and Double Cash transfer at a reduced ratio unless pooled with an annual-fee card.

Cards and guides: Is Citi Strata Premier worth it? · Strata Premier card page · Citi Trifecta guide · Citi and American Airlines

Frequently asked questions

How many transfer partners does Citi have?
Twenty: 15 airline programs and 5 hotel programs.
Does Citi transfer to American Airlines?
Yes. American AAdvantage is 1:1 on eligible annual-fee ThankYou cards. No-fee cards transfer 1,000 points to 700 miles. Citi is the only major transferable currency that sends points to AAdvantage directly.
Are Citi transfers always 1:1?
No. The 1:1 airline ratios apply to annual-fee cards. Emirates is 1:0.8, Choice Privileges is 1:1.5, Accor is 2:1 and Leading Hotels of the World is 5:1.
Does Citi transfer to Hyatt, United or Delta?
No. Citi does not list World of Hyatt, United or Delta. Look at Chase or Bilt for Hyatt and United, and Amex for Delta.
Which Citi card should I use to transfer points?
A card with an annual fee, like the Strata Premier, gets the best ratios. Points on no-fee Citi cards transfer at the reduced ratio unless pooled with an annual-fee card.

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Related: Citi and American Airlines · Citi Trifecta guide · Is Citi Strata Premier worth it? · Citi to Avianca LifeMiles bonus · All transfer partners

Educational only, not advice or an offer. Ratios, partners and bonuses come from issuer and program pages checked in October 2026; an item we could not confirm is left out.

Important notice. This tool is provided for educational purposes only. The information and recommendations presented here are not intended to constitute financial, legal, or tax advice. Please consult with qualified professionals for personalized financial guidance. Credit card terms, rewards, and benefits are subject to change and may vary based on individual circumstances.