Last updated: October 21, 2026
Capital One is reported paying 30% extra when miles move to Virgin, so the usual 1:1 becomes 1,000 Capital One miles to 1,300 Virgin points. Frequent Miler and One Mile at a Time date the window October 21 through November 20, 2026. The Points Guy’s October 20 roundup already listed the same 30% through November 20, at the same 1,000-to-1,300 ratio, and named both Virgin Atlantic Flying Club and Virgin Red.
That is a real bump on a partner people actually book. It is still a one-way door. Transfer when a specific award is on the screen and you have already read the taxes, fees, and carrier charges. Leave the rest of the balance at Capital One.
Before you move miles: Plug your spending into the credit card rewards calculator so you know whether Capital One miles are the currency you should be earning. A transfer bonus does not fix a wallet that should be on a different card.
The promo, without the fluff
We checked the pages below on October 21, 2026. We did not have a logged-in Capital One transfer screen, and we did not find a Capital One terms page that prints this bonus’s clock time.
| Detail | What the sources actually say |
|---|---|
| Ratio | 1,000 Capital One miles → 1,300 Virgin points. The Points Guy, Frequent Miler, One Mile at a Time, and AwardWallet all print that ratio. Base ratio is 1:1 |
| End date | November 20, 2026, on all four |
| Start date | October 21, 2026, on Frequent Miler’s running table and on One Mile at a Time. Frequent Miler’s article, published that day, says the bonus launched that day. The Points Guy’s page is dated October 20 and lists the bonus with no start date |
| Clock | The Points Guy and Frequent Miler do not print an hour or a time zone. AwardWallet prints 11:59 p.m. Eastern Time on November 20. We could not confirm that clock on Capital One |
| Flying Club and Virgin Red | The Points Guy’s table names both. Frequent Miler’s article says “Virgin Atlantic/Virgin Red.” Frequent Miler’s running table lists Flying Club only. One Mile at a Time describes Flying Club and does not mention Virgin Red in the deal terms. AwardWallet says both |
| How it shows | One Mile at a Time says the promotion is on Capital One’s side, so the bonus should be visible when you transfer and should post with the miles. A screen that still shows 1:1 is a screen where this 30% is not on that transfer |
| Cap and registration | One Mile at a Time says there is no registration and no cap. The Points Guy and Frequent Miler do not describe either |
| Minimum | 1,000 Capital One miles, on Frequent Miler, AwardWallet, and Virgin’s own Capital One transfer page. That Virgin page states the standing transfer rules. It does not mention this bonus |
| Steps above the minimum | Frequent Miler and AwardWallet say 100 Capital One miles. The Points Guy and the Virgin page do not |
| Speed | One Mile at a Time says transfers are generally instant. AwardWallet says typically instant. Virgin’s standing page says points are credited within one business day and may take longer |
| Direction | One-way. Virgin’s page says transferred miles cannot come back to Capital One |
| Who | A Capital One miles account that shows the Virgin transfer. The Points Guy’s roundup warns, in general, that some transfer bonuses are targeted. None of the four writeups called this one targeted. The screen is the test |
Confirm 1,300 before you confirm the transfer. If the tile says 1,000, you do not have the bonus, whether the reason is targeting, a program the offer skipped, or a window that has already closed.
Virgin’s standing page also says transfers are unavailable to members who live in U.S. territories, and that the name on the Capital One account has to match the Virgin Red or Flying Club account. Those are standing rules on that page, not special terms of the 30%.
Our transfer bonuses tracker uses October 21 through November 20, 2026, and drops a date-only row at the end of that last day in America/Chicago. That is our tracker rule for an offer with no confirmed clock. It is not a claim that Capital One published a Chicago deadline. If you are transferring on the evening of November 20, the ratio on your screen wins over every published date.
Other live offers are on that same transfer bonuses page.
Before and after: 1,000 miles become 1,300 points
The bonus is 30% more Virgin points, so the same award costs about 76.9% as many Capital One miles (1 ÷ 1.3). You are not getting a new currency. You are getting a cheaper on-ramp into Virgin points, and only if the screen shows it.
| Capital One miles transferred | Virgin points at 1:1 | Virgin points with 30% | Extra points |
|---|---|---|---|
| 10,000 | 10,000 | 13,000 | 3,000 |
| 20,000 | 20,000 | 26,000 | 6,000 |
| 25,000 | 25,000 | 32,500 | 7,500 |
| 50,000 | 50,000 | 65,000 | 15,000 |
| 75,000 | 75,000 | 97,500 | 22,500 |
| 100,000 | 100,000 | 130,000 | 30,000 |
Those rows are receipts. A 100,000-mile Capital One balance is several partner awards, or a lot of paid travel wiped out. At this ratio it becomes 130,000 Virgin points, which can book a seat you have already found or sit there after the award you wanted is gone.
Where the tool allows 100-mile steps, divide the points the award requires by 1.3 and round up to the next 100 miles. Stop there. If your screen will not take a 100-mile step, round up to the next amount it will take and still send only what the booking needs.
The Points Guy’s October 20 roundup puts Capital One miles at 1.85¢ in its October 2026 valuations. That is the figure every MaxPoints tool uses. Miles also erase travel purchases at 1¢. Ten thousand miles cover about $100 of travel you already paid for, and they are $185 at the 1.85¢ planning value. The 13,000 Virgin points those miles become have to beat the erasure after the taxes and the carrier charges, and they have to clear 1.85¢ before the bonus is a strong use of miles you could still move to another partner.
Virgin’s own seats: the cash is part of the price
Flying Club prices Virgin Atlantic flights dynamically. There is no fixed Upper Class chart. What Virgin does publish, on its U.S. Saver reward seats page, is a set of starting one-way Saver prices, marked correct as of October 15, 2026. Saver seats are the red label in search. They are not on every flight.
| Published Saver example, one way | From | Capital One miles to transfer | Points you receive | Taxes on that page |
|---|---|---|---|---|
| New York–London, economy | 6,000 | 4,700 | 6,110 | $93.10 |
| New York–London, premium | 10,500 | 8,100 | 10,530 | $192.40 |
| New York–London, Upper Class | 29,000 | 22,400 | 29,120 | $496.90 |
| Los Angeles–London, economy | 9,000 | 7,000 | 9,100 | $145.30 |
| Los Angeles–London, Upper Class | 41,000 | 31,600 | 41,080 | $375.30 |
Miami–London, Orlando–London, and Orlando–Manchester Upper Class are also listed from 29,000 points plus $496.90 on that same page. “From” means the lowest Saver price Virgin was showing for the example, not a price you can demand on your date.
The New York–London Upper Class row is the one to sit with. 22,400 Capital One miles at 1.85¢ are about $414. The page still adds $496.90 in taxes. The 30% saved 6,600 miles against a straight 1:1 transfer of 29,000, about $122 at 1.85¢. The taxes on the published example are four times that. The bonus made the mileage cheaper and left the cash alone.
Direction changes the cash. Virgin’s Europe Saver page, also marked correct as of October 15, 2026, lists London–New York Upper Class from 29,000 points plus £720.49. Same points band. A much larger cash line, because the trip originates in the U.K. Price the direction you will actually fly.
If the search shows a higher, non-Saver price, that higher price is the price. Transfer for the number on the booking screen.
ANA: a published chart, a phone call, and no online checkout
Virgin’s U.S. All Nippon Airways partner page publishes a one-way chart and says the mileage excludes passenger taxes, duties, fees, charges, and surcharges. Rewards are on ANA-operated flights, subject to availability, and blackout dates may apply. To spend the points, Virgin says to contact the Flying Club team. This is not an online booking.
The rows that matter for a U.S. trip:
| ANA one-way, Virgin’s U.S. chart | Points | Capital One miles to transfer | Points you receive |
|---|---|---|---|
| Business, Japan–Hawaii, India, or Indonesia | 37,500 | 28,900 | 37,570 |
| Business, Japan–Australia, Canada, or Western USA | 52,500 | 40,400 | 52,520 |
| Business, Japan–Europe, Central & Eastern USA, or Mexico | 60,000 | 46,200 | 60,060 |
| First, Japan–Hawaii, India, or Indonesia | 57,500 | 44,300 | 57,590 |
| First, Japan–Australia, Canada, or Western USA | 72,500 | 55,800 | 72,540 |
| First, Japan–Europe, Central & Eastern USA, or Mexico | 85,000 | 65,400 | 85,020 |
Economy on the same page is 30,000 points for Japan–Australia, Canada, or the Western USA, and 32,500 for Japan–Europe, Central & Eastern USA, or Mexico. The page also prices shorter Asia rows we are not repeating here. Read the chart for the city pair you can actually find.
40,400 Capital One miles at 1.85¢ are about $747 before whatever cash ANA’s award still charges. The chart does not print that cash. The agent will. A business-class seat you have already found, with a cash line you accept, is the case for this transfer. A chart price with no seat behind it is how people end up holding Virgin points and refreshing ANA space that is not there.
Search availability somewhere you can see ANA award space, write down the flight number, and only then transfer. If the Flying Club team cannot book that flight, the miles are already gone.
Delta: distance bands, and a UK–US Delta One price with four figures of cash
Virgin’s U.S. Delta partner page splits Delta awards into route groups. The spending note says mileage is for a one-way ticket and excludes taxes, duties, fees, charges, and surcharges, except where a route card prints a dollar figure next to the points.
For routes other than the UK–US and Europe–US nonstops, the distance chart on that page includes:
| Distance | Economy | Delta One / business |
|---|---|---|
| 0–500 miles | 7,500 | 21,000 |
| 501–1,000 miles | 11,000 | 11,000 |
| 1,001–1,500 miles | 16,500 | 41,500 |
The 501–1,000 business cell is lower than the shorter band on the same chart. That is what the page listed when we read it. Re-read that cell, and the live award, before you transfer against it. A 7,500-point economy hop is 5,800 Capital One miles (you receive 7,540). A 21,000-point Delta One hop under 500 miles is 16,200 Capital One miles (you receive 21,060). Taxes are still extra.
The UK-to-US tab is where the cash gets loud. Off-peak nonstop, as printed on the cards:
| UK to US, off-peak nonstop | Main Cabin | Premium Select | Delta One |
|---|---|---|---|
| East Coast (Boston, New York, Philadelphia) | 10,000 + $322.80 | 25,000 + $503.50 | 47,500 + $1,027.80 |
| Central (Atlanta, Detroit, Minneapolis, Orlando, Tampa, Miami) | 12,500 + $322.80 | 27,500 + $503.50 | 47,500 + $1,027.80 |
| West Coast (Salt Lake City, Seattle, Los Angeles, Las Vegas, Portland) | 15,000 + $322.80 | 37,500 + $503.50 | 67,500 + $1,027.80 |
Peak nonstop on that same UK-to-US tab lists higher points and does not print a cash figure on the card: East Coast Delta One is 57,500 points, Central 57,500, West Coast 77,500. The spending note still says taxes and surcharges come on top. Read the checkout.
36,600 Capital One miles buy the 47,500-point East Coast Delta One (you receive 47,580). At 1.85¢ those miles are about $677. The card still shows $1,027.80. The 30% saved 10,900 miles against transferring 47,500 at 1:1, about $202 at 1.85¢. The published cash is about five times the bonus. Delta One can still be the right seat when the cash fare is ugly and you have already decided to pay that surcharge. It is a bad place to park miles “because 30%.”
The page has separate Europe-to-US and “all other flight routes” tabs, plus standard and peak date tables. Use the tab for the flight you are booking. Redemptions are on Delta-operated flights, including Delta Connection, and a Delta-marketed flight operated by someone else is excluded.
Air France: short-haul prices, and one long-haul cell
Virgin’s U.S. Air France partner page says reward flights can be booked up to 300 days out, one-way, on Air France-operated flights, excluding taxes, duties, fees, charges, and surcharges. An Air France-marketed flight operated by another carrier is excluded.
Short-haul, off-peak, on that page:
| Miles | Economy, off-peak | Business, off-peak |
|---|---|---|
| 0–600 (the page’s example is London Heathrow–Paris Charles de Gaulle) | 4,000 | 8,000 |
| 601–1,249 (Amsterdam–Rome is the example) | 7,500 | 25,000 |
| 1,250–1,749 (Paris–Athens is the example) | 9,000 | 30,000 |
Peak is higher: 4,500 / 9,000 on the shortest band, then 8,500 / 26,000, then 11,000 / 32,000. A 4,000-point economy award is 3,100 Capital One miles. An 8,000-point business award is 6,200. The cash is whatever the checkout adds. Virgin charges each sector on its own, so a connection is two prices.
On the long-haul off-peak table, zone 1 (Western and Central Europe, which includes the UK and France) to zone 6 (US East Coast and the Caribbean, as the page defines that zone) is 12,000 points in economy and 48,500 in business. The peak table is 22,000 and 58,500 for the same cell. 9,300 Capital One miles cover the 12,000-point economy cell. 37,400 cover the 48,500-point business cell. Those are chart cells, not a promise that the seat is there, and the zone is wider than “New York.”
We did not copy numbers off Virgin’s KLM partner page. If the flight is KLM, use that page or the live search. Do not assume the Air France table is the KLM price.
Virgin Red is named by some sources and missing from others
This is the part we will not paper over.
The Points Guy lists one row, “Virgin Atlantic Flying Club and Virgin Red,” at 30% through November 20, 1,000 miles to 1,300 points. Frequent Miler’s October 21 article says the bonus is to Virgin Atlantic/Virgin Red. Its running table lists the destination as Flying Club only, dated October 21 to November 20. One Mile at a Time describes Flying Club and does not mention Virgin Red in the terms. AwardWallet says the bonus applies when you convert to Virgin Red or to Flying Club, and that Capital One transfers land in Virgin Red, which you link to Flying Club to book flights.
On our Capital One transfer partners list, the published partner is Virgin Red at 1:1, described as the program that includes Virgin Atlantic flights. Virgin’s own Capital One page describes transfers into both Virgin Red and Flying Club under the standing rules, with no bonus on the page.
We could not see whether a logged-in transfer screen shows one tile or two, or whether 1,300 appears on both. If you need Flying Club points for a flight, confirm the account you are transferring into is the account that can book that flight, and confirm the ratio on that transfer. If you are booking a Virgin Red reward that is not a flight, the same test applies, and we are not quoting a cruise or experience price because we did not find one we could source for this bonus.
The other live Capital One bonus is Avios, through October 31
Capital One is also paying 20% to British Airways Club through October 31, 2026, so 1,000 miles become 1,200 Avios. That is a different partner and a shorter window. We covered it in the Capital One to British Airways Avios transfer bonus. The Virgin 30% does not apply to Avios, and the Avios 20% does not apply to Virgin. Pick the program that prices the seat you can see.
Amex, Chase, and Citi can reach Virgin on their own schedules. This 30% does not ride along. A plain transfer from another bank can still be the right one if that bank is the surplus balance. Move the currency the offer is actually attached to.
Venture and Venture X are how a lot of these miles got earned: 2x on everyday spend, with higher rates through Capital One Travel. In our card data the Venture X is a $395 card with a $300 Capital One Travel credit. That is context. It is not a reason to open a card because a transfer bonus lasts a month. Whether it belongs in the wallet is a spending question, which we compared with the Bilt Palladium in Bilt Palladium vs Capital One Venture X. Run your own numbers in the calculator.
When to transfer
Move Capital One miles only when all five of these are true:
- The award is on the screen. A specific flight or a specific Virgin Red reward, with a points price, in the account that can book it. “We might fly to London next year” is not a booking. Virgin points do not hold today’s Saver seat.
- You have priced the cash. Taxes, fees, and carrier charges are visible, and you would still take the award after paying them. The 30% does not touch that line. On the published New York–London Upper Class Saver example the cash is $496.90. On the published UK–US East Coast off-peak Delta One card it is $1,027.80.
- The transfer screen shows 1,300 for the program you are about to use, Flying Club or Virgin Red. You have matched the account name. You can wait if the points take the business day Virgin’s standing page allows.
- The amount is the amount the award needs. Use the tables. Round up to the next 100 miles if the tool allows it. Send the miles to the account that will make the booking.
- These miles are spare. You are not raiding a balance you need for the Avios bonus, another Capital One partner, or a signup bonus that is still posting.
The clean version of a yes: the Saver Upper Class seat, the ANA flight, or the Delta award is visible, the cash is a number you accept, and 22,400 Capital One miles (or whatever that award actually requires) finishes it. Transfer. Book. Stop.
When to leave the miles at Capital One
Leave the balance alone if any of these are true:
- Nothing is bookable today. Moving 100,000 miles on November 20 because the date is coming, then searching an empty Flying Club calendar, is the expensive version of this promo.
- The only seat you like carries a surcharge that eats the bonus. UK-origin Upper Class and UK–US Delta One are the published examples. Pay cash, or book the partner whose fees are smaller, if that is the seat you can see.
- The screen shows 1:1. You were not included, the bonus is on the other Virgin program, or it has ended. There is nothing to register that adds 30% after the fact.
- ANA is a rumor. You like the chart and you have not found a flight the Flying Club team can book. The chart is not availability.
- Another currency is the one you can spare. This 30% is Capital One’s. It does not apply to Membership Rewards, Ultimate Rewards, or ThankYou points.
The verdict
Take the Capital One to Virgin bonus when the award is already on the screen and the cash you still pay is a number you accept.
Remember the ratio the sources agree on: 1,000 Capital One miles become 1,300 Virgin points, through November 20, 2026. Frequent Miler and One Mile at a Time start that window on October 21. The Points Guy’s October 20 roundup lists the bonus with no start date. The Points Guy names Flying Club and Virgin Red; Frequent Miler’s running table lists Flying Club only; One Mile at a Time describes Flying Club. Confirm 1,300 on your own transfer. The Points Guy and Frequent Miler do not print an end time. AwardWallet prints 11:59 p.m. Eastern, which we could not confirm on Capital One.
The minimum reported is 1,000 miles. Frequent Miler and AwardWallet say 100-mile steps after that. One Mile at a Time says there is no registration and no cap, and that the bonus should show on Capital One’s side. Virgin’s standing transfer page, which does not mention this bonus, says points can take a business day and cannot be reversed.
Virgin’s own Saver examples, correct as of October 15, 2026, start at 6,000 points plus $93.10 for New York–London economy and 29,000 plus $496.90 for Upper Class. ANA’s published U.S. chart is 52,500 business and 72,500 first for Japan to the Western USA, Canada, or Australia, booked through the Flying Club team, with taxes and surcharges extra. Delta’s UK–US East Coast off-peak Delta One card is 47,500 points plus $1,027.80. Air France’s short-haul off-peak chart starts at 4,000 economy and 8,000 business. None of those cash lines gets the 30%.
Do not transfer speculatively. Do not transfer Amex, Chase, or Citi miles expecting this ratio. Find the seat. Read the taxes. Then send exactly the Capital One miles that award requires.
Keep planning. Building Capital One miles? The Venture and Venture X are on our list of the best flat 2x on everything cards, and our guide to which credit card to use for each purchase shows where a second card earns more. If you are a few thousand points short of an award you have already found, current point sales are another way to top off.
See all active transfer bonuses →
This article reflects transfer-bonus reports checked October 21, 2026. The Points Guy’s current transfer bonuses page (dated October 20, 2026) lists Capital One miles to Virgin Atlantic Flying Club and Virgin Red at 30% through November 20, with 1,000 miles becoming 1,300 points, and values Capital One miles at 1.85¢ in its October 2026 valuations. That 1.85¢ figure is the value every MaxPoints tool uses. Frequent Miler’s October 21 article says the bonus launched that day to Virgin Atlantic/Virgin Red and expires November 20; its running table lists Flying Club, October 21–November 20, and says transfers above the 1,000-mile minimum can be made in 100-mile steps. One Mile at a Time dates the bonus October 21–November 20 to Flying Club, says it is offered on Capital One’s side with no registration and no cap, and says transfers are generally instant. AwardWallet says the bonus applies to Virgin Red and Flying Club through 11:59 p.m. Eastern Time on November 20, with a 1,000-mile minimum and 100-mile steps. We could not confirm that clock, or a single versus a dual transfer tile, on a Capital One screen. Virgin’s Capital One transfer page states a 1,000-mile minimum, a name match, a one-way transfer, credit within one business day, and no transfers for residents of U.S. territories; it does not mention this bonus. Award prices are from Virgin Atlantic’s U.S. pages read October 21, 2026: Saver reward seats (prices correct as of October 15, 2026), the All Nippon Airways partner chart, the Delta Air Lines partner chart, and the Air France partner chart. The London-origin tax example is from Virgin’s Europe Saver page, also marked correct as of October 15, 2026. The 1¢ travel-purchase figure is a planning floor for wiping out a paid trip, not a rate Capital One guarantees. Award prices, taxes, carrier charges, and transfer rules change. Confirm the 1,300 ratio on your transfer screen, and the points price plus the cash on the award, before you move miles. Transfers are one-way.
