Chase
Marriott Bonvoy Bold Card
Marriott Bonvoy Bold Card costs No annual fee and earns up to 3× on travel booked direct. Everything below comes from the card catalog we check against issuer terms, with the arithmetic spelled out.
Enter a typical month of spending to see what the Marriott Bonvoy Bold Card returns after its fee next to three cards it is usually compared with, then take those numbers to the full credit card rewards calculator to weigh up everything else in your wallet. No signup, and it runs in your browser.
- Annual fee
- No annual fee
- Best earn rate
- 3× travel booked direct
- Points value
- 0.7¢ a point
- Used when you transfer to a travel partner. Cash back is worth 1¢.
- Welcome bonus
- 45,000 points
- About $315 if you redeem at 0.7¢ a point, and only if you clear the spending requirement.
- Foreign transaction fee
- none
What the Marriott Bonvoy Bold Card earns
Hotels and rental cars through the issuer's travel site
3×
Only through the issuer's portal
Flights and hotels booked direct
3×
U.S. supermarkets
2×
Streaming
2×
Flights through the issuer's travel site
2×
Only through the issuer's portal
Other travel
2×
Phone, internet, and cable
2×
| Category | Rate | Conditions |
|---|---|---|
| Hotels and rental cars through the issuer's travel site | 3× | Only through the issuer's portal |
| Flights and hotels booked direct | 3× | |
| U.S. supermarkets | 2× | |
| Streaming | 2× | |
| Flights through the issuer's travel site | 2× | Only through the issuer's portal |
| Other travel | 2× | |
| Phone, internet, and cable | 2× |
Rates checked with the issuer in October 2026. Spending outside these categories earns 1×. Confirm current terms with the issuer before you apply.
Is the Marriott Bonvoy Bold Card right for you?
Enter a typical month. You will see what the Marriott Bonvoy Bold Card returns after its annual fee, next to three cards it is usually compared with, and the full credit card rewards calculator weighs up everything else you spend.
Estimated rewards per year, after the annual fee
Marriott Bonvoy Boundless Card Top for your numbers
6× travel booked direct, 3× dining; 1× everything else. $95 annual fee.
Rewards $479 · Fee −$95
+$384
6× travel booked direct, 4× dining; 1× everything else. $250 annual fee.
Rewards $536 · Fee −$250
+$286
Marriott Bonvoy Bountiful Card
6× travel booked direct, 4× dining; 1× everything else. $250 annual fee.
Rewards $536 · Fee −$250
+$286
3× travel booked direct, 2× groceries; 1× everything else. No annual fee.
Rewards $239 · No annual fee
+$239
How we estimate
- Every rate on this page comes from the card catalog. Marriott Bonvoy Bold Card pays 1× on spending outside the bonus categories listed above, and up to 3× on travel booked direct.
- We value this card's points at 0.7¢ each. Cash back is valued at 1¢.
- Net is a year of rewards minus the annual fee. Credits count only when you tick the box.
- Welcome bonuses are left out of the tool so the numbers read as an ordinary year.
- Rent is not in the boxes: most landlords charge a fee that cancels out the rewards, and only a few cards earn on rent at all. Add rent in the full calculator, where those rules are modelled.
- Travel-portal bookings are not in the boxes, because portal prices differ from booking direct. The portal rates are in the table above.
- Rates checked with issuers in October 2026. Terms change, so confirm with the issuer before you apply. Educational estimate, not financial advice.
One category doesn’t pick a wallet. Add the rest of your monthly spending to see which cards win across everything, fees included.
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Welcome bonus
45,000 points
About $315 if you redeem at 0.7¢ a point, and only if you clear the spending requirement.
Points and partners
Marriott Bonvoy Points
Transferable to airline and hotel partners.
Airlines
40+ airline partners via Marriott
Hotels
Marriott Bonvoy
Where this data came from
Checked creditcards.chase.com and marriott.chase.com 2026-10-05. No annual fee. 45,000 bonus points after $1,000 in eligible purchases in 3 months. 3x Marriott hotels; 2x flights; 3x other travel; 2x rideshare and select food delivery, plus 2x grocery stores, internet/cable/phone and select streaming; 1x other. Chase cut the annual Elite Night Credits from 15 to 5 on the published terms; whether existing cardmembers keep the old 15 is not published. Silver Elite status. Points can be redeemed for a statement credit on qualifying travel purchases.
FAQ
The Marriott Bonvoy Bold Card has no annual fee, so the only thing that matters is what it earns. Its best rate is 3× on travel booked direct.
3× on travel booked direct, and 1× on spending outside its bonus categories.
It depends on your mix, not the card. Earning back $0 means about $0 a month on travel booked direct, where it earns 1.4¢ more per dollar than the base rate. Credits and the welcome bonus can cover the rest. Run your own numbers in the calculator above to see where it lands against the rest of the catalog.
The listed welcome offer is 45,000 points, and offers at these cards change often, so confirm the current terms and the spending requirement with the issuer before you apply. At 0.7¢ a point that is about $315, before you count the annual fee and whether you would clear the spending requirement for it.
Yes. It earns Marriott Bonvoy Points, which you can transfer to the partners below. Airlines: 40+ airline partners via Marriott. Hotels: Marriott Bonvoy. Transfers are what make a 0.7¢ valuation reachable; using the points for cash back is worth far less.
No. The Marriott Bonvoy Bold Card charges no foreign transaction fee, so spending abroad earns at the same rate as at home, minus what the merchant adds.