U.S. Bank
U.S. Bank Altitude Connect
U.S. Bank Altitude Connect costs No annual fee and earns up to 4× on gas. It also carries $100 of statement credits a year, which is where a lot of its real value sits. Everything below comes from the card catalog we check against issuer terms, with the arithmetic spelled out.
Enter a typical month of spending to see what the U.S. Bank Altitude Connect returns after its fee next to three cards it is usually compared with, then take those numbers to the full credit card rewards calculator to weigh up everything else in your wallet. No signup, and it runs in your browser.
- Annual fee
- No annual fee
- Best earn rate
- 4× gas
- Points value
- 1¢ a point
- Cash back value.
- Welcome bonus
- 20,000 points
- About $200 if you redeem at 1¢ a point, and only if you clear the spending requirement.
- Credits a year
- $100
- What the calculator counts, after discounts for perks most people do not use in full.
- Foreign transaction fee
- none
What the U.S. Bank Altitude Connect earns
Hotels and rental cars through the issuer's travel site
5×
Only through the issuer's portal
Gas and EV charging
4×
Other travel
4×
Dining
2×
U.S. supermarkets
2×
Streaming
2×
| Category | Rate | Conditions |
|---|---|---|
| Hotels and rental cars through the issuer's travel site | 5× | Only through the issuer's portal |
| Gas and EV charging | 4× | |
| Other travel | 4× | |
| Dining | 2× | |
| U.S. supermarkets | 2× | |
| Streaming | 2× |
Rates checked with the issuer in October 2026. Spending outside these categories earns 1×. Confirm current terms with the issuer before you apply.
Is the U.S. Bank Altitude Connect right for you?
Enter a typical month. You will see what the U.S. Bank Altitude Connect returns after its annual fee, next to three cards it is usually compared with, and the full credit card rewards calculator weighs up everything else you spend.
Estimated rewards per year, after the annual fee
+$552
3× dining, 3× groceries; 1× everything else. No annual fee.
Rewards $457 · No annual fee
+$457
4× gas, 4× travel; 1× everything else. No annual fee.
Rewards $451 · No annual fee
+$451
+$376
How we estimate
- Every rate on this page comes from the card catalog. U.S. Bank Altitude Connect pays 1× on spending outside the bonus categories listed above, and up to 4× on gas.
- We value this card's points at 1¢ each. Cash back is valued at 1¢.
- Net is a year of rewards minus the annual fee. Credits count only when you tick the box.
- Welcome bonuses are left out of the tool so the numbers read as an ordinary year.
- Rent is not in the boxes: most landlords charge a fee that cancels out the rewards, and only a few cards earn on rent at all. Add rent in the full calculator, where those rules are modelled.
- Travel-portal bookings are not in the boxes, because portal prices differ from booking direct. The portal rates are in the table above.
- Rates checked with issuers in October 2026. Terms change, so confirm with the issuer before you apply. Educational estimate, not financial advice.
One category doesn’t pick a wallet. Add the rest of your monthly spending to see which cards win across everything, fees included.
Find your best wallet for all your spending →{"focus":"","inputs":[{"key":"dining","prefill":"dining","noun":"dining"},{"key":"groceries","prefill":"groceries","noun":"groceries"},{"key":"gas","prefill":"gas","noun":"gas"},{"key":"transit","prefill":"transit","noun":"transit"},{"key":"streaming","prefill":"streaming","noun":"streaming"},{"key":"drugstores","prefill":"drugstores","noun":"drugstores"},{"key":"travel","prefill":"airfare","noun":"travel"},{"key":"other","prefill":"other","noun":"everyday spending"}],"path":"/credit-card-rewards-calculator","picks":[{"key":"u-s-bank-altitude-connect","name":"U.S. Bank Altitude Connect","fee":0,"cpp":0.01,"base":1,"earn":[{"inputs":["dining"],"rate":2},{"inputs":["groceries"],"rate":2},{"inputs":["gas"],"rate":4},{"inputs":["streaming"],"rate":2},{"inputs":["travel"],"rate":4}],"credits":100},{"key":"bank-of-america-travel-rewards","name":"Bank of America Travel Rewards","fee":0,"cpp":0.01,"base":1.5},{"key":"bilt-blue","name":"Bilt Blue Card","fee":0,"cpp":0.022000000000000002,"base":1},{"key":"capital-one-savor","name":"Capital One Savor","fee":0,"cpp":0.01,"base":1,"earn":[{"inputs":["dining"],"rate":3},{"inputs":["groceries"],"rate":3},{"inputs":["streaming"],"rate":3}]}]}What comes with it
Welcome bonus
20,000 points
About $200 if you redeem at 1¢ a point, and only if you clear the spending requirement.
Points and partners
U.S. Bank Points
No
Credits and perks
| Credit | Sticker value | Counted |
|---|---|---|
| Priority Pass Select membership Counted at $100 because most people do not use the full $469. A 12-month Priority Pass Select membership with no enrollment fee, which covers a cardholder and a guest. Counted at $100, the same valuation the other Priority Pass cards use, and only once per wallet. | $469 | $100 |
Sticker value is the full face amount. Counted is what the calculator credits, which is lower where most people do not use the perk in full.
Where this data came from
No annual fee. 20,000 points after $2,000 in 3 months. 5x on prepaid hotels and car rentals through the Altitude Rewards travel center, 4x on travel, 4x on gas and EV charging on the first $1,000 each quarter, 2x on dining, streaming and groceries, 1x other. The card no longer limits Priority Pass to four visits a year; it now includes a 12-month Priority Pass Select membership with no enrollment fee.
FAQ
The U.S. Bank Altitude Connect has no annual fee, so the only thing that matters is what it earns. Its best rate is 4× on gas.
4× on gas, and 1× on spending outside its bonus categories.
It depends on your mix, not the card. Earning back $0 means about $0 a month on gas, where it earns 3¢ more per dollar than the base rate. Credits and the welcome bonus can cover the rest. It also carries $100 of credits we can count, but only count them if you would spend that money anyway. Run your own numbers in the calculator above to see where it lands against the rest of the catalog.
The listed welcome offer is 20,000 points, and offers at these cards change often, so confirm the current terms and the spending requirement with the issuer before you apply. At 1¢ a point that is about $200, before you count the annual fee and whether you would clear the spending requirement for it.
No. The U.S. Bank Altitude Connect earns U.S. Bank Points that you redeem for statement credit or shopping rather than transferring to a partner, so its realistic value is about 1¢ a point.
No. The U.S. Bank Altitude Connect charges no foreign transaction fee, so spending abroad earns at the same rate as at home, minus what the merchant adds.