Chase
Southwest Rapid Rewards Priority
Southwest Rapid Rewards Priority costs $229 annual fee and earns up to 4× on travel booked direct. Everything below comes from the card catalog we check against issuer terms, with the arithmetic spelled out.
Enter a typical month of spending to see what the Southwest Rapid Rewards Priority returns after its fee next to three cards it is usually compared with, then take those numbers to the full credit card rewards calculator to weigh up everything else in your wallet. No signup, and it runs in your browser.
- Annual fee
- $229 annual fee
- Best earn rate
- 4× travel booked direct
- Points value
- 1.3¢ a point
- Cash back value.
- Welcome bonus
- 60,000 points
- About $780 if you redeem at 1.3¢ a point, and only if you clear the spending requirement.
- Foreign transaction fee
- none
What the Southwest Rapid Rewards Priority earns
Flights and hotels booked direct
4×
Dining
2×
Gas and EV charging
2×
| Category | Rate | Conditions |
|---|---|---|
| Flights and hotels booked direct | 4× | |
| Dining | 2× | |
| Gas and EV charging | 2× |
Rates checked with the issuer in October 2026. Spending outside these categories earns 1×. Confirm current terms with the issuer before you apply.
Is the Southwest Rapid Rewards Priority right for you?
Enter a typical month. You will see what the Southwest Rapid Rewards Priority returns after its annual fee, next to three cards it is usually compared with, and the full credit card rewards calculator weighs up everything else you spend.
Estimated rewards per year, after the annual fee
Southwest Rapid Rewards Premier Top for your numbers
3× travel booked direct, 2× dining; 1× everything else. $149 annual fee.
Rewards $498 · Fee −$149
+$349
2× groceries, 2× gas; 1× everything else. $99 annual fee.
Rewards $431 · Fee −$99
+$332
6× travel booked direct, 4× dining; 1× everything else. $250 annual fee.
Rewards $536 · Fee −$250
+$286
Southwest Rapid Rewards Priority
4× travel booked direct, 2× dining; 1× everything else. $229 annual fee.
Rewards $477 · Fee −$229
+$248
How we estimate
- Every rate on this page comes from the card catalog. Southwest Rapid Rewards Priority pays 1× on spending outside the bonus categories listed above, and up to 4× on travel booked direct.
- We value this card's points at 1.3¢ each. Cash back is valued at 1¢.
- Net is a year of rewards minus the annual fee. Credits count only when you tick the box.
- Welcome bonuses are left out of the tool so the numbers read as an ordinary year.
- Rent is not in the boxes: most landlords charge a fee that cancels out the rewards, and only a few cards earn on rent at all. Add rent in the full calculator, where those rules are modelled.
- Travel-portal bookings are not in the boxes, because portal prices differ from booking direct. The portal rates are in the table above.
- Rates checked with issuers in October 2026. Terms change, so confirm with the issuer before you apply. Educational estimate, not financial advice.
One category doesn’t pick a wallet. Add the rest of your monthly spending to see which cards win across everything, fees included.
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Welcome bonus
60,000 points
About $780 if you redeem at 1.3¢ a point, and only if you clear the spending requirement.
Points and partners
Southwest Rapid Rewards
No
Where this data came from
Checked creditcards.chase.com/travel-credit-cards/southwest/priority 2026-10-05. Earn 4x points on Southwest Airlines purchases and 2x at gas stations and dining at restaurants, with no annual spending cap on the 2x categories, then 1x on everything else. $229 annual fee. Welcome offer is 60,000 points after $2,000 in purchases in the first 3 months. This card does not earn 2x on local transit, internet/cable/phone or streaming, and does not earn 2x on hotels or car rental. The 10,000-point Companion Pass boost is a qualifying-points boost toward earning Southwest's separately earned Companion Pass, not an included companion pass; no Chase Southwest card includes a companion pass as of today. Earns 2,500 tier qualifying points per $5,000 in annual purchases. No dollar-denominated annual statement credits, so ExtraCredits is omitted. CentPerPoint 1.3 to match the existing Chase Southwest rows in this catalog; not independently revalued.
FAQ
The Southwest Rapid Rewards Priority charges $229 a year. Earning back $229 means about $489 a month on travel booked direct, where it earns 3.900000000000001¢ more per dollar than the base rate. Credits and the welcome bonus can cover the rest.
4× on travel booked direct, and 1× on spending outside its bonus categories.
It depends on your mix, not the card. Earning back $229 means about $489 a month on travel booked direct, where it earns 3.900000000000001¢ more per dollar than the base rate. Credits and the welcome bonus can cover the rest. Run your own numbers in the calculator above to see where it lands against the rest of the catalog.
The listed welcome offer is 60,000 points, and offers at these cards change often, so confirm the current terms and the spending requirement with the issuer before you apply. At 1.3¢ a point that is about $780, before you count the annual fee and whether you would clear the spending requirement for it.
No. The Southwest Rapid Rewards Priority earns Southwest Rapid Rewards that you redeem for statement credit or shopping rather than transferring to a partner, so its realistic value is about 1.3¢ a point.
No. The Southwest Rapid Rewards Priority charges no foreign transaction fee, so spending abroad earns at the same rate as at home, minus what the merchant adds.