Barclays
Lufthansa Miles & More World Elite Mastercard
Lufthansa Miles & More World Elite Mastercard costs $89 annual fee and earns up to 2× on travel booked direct. Everything below comes from the card catalog we check against issuer terms, with the arithmetic spelled out.
Enter a typical month of spending to see what the Lufthansa Miles & More World Elite Mastercard returns after its fee next to three cards it is usually compared with, then take those numbers to the full credit card rewards calculator to weigh up everything else in your wallet. No signup, and it runs in your browser.
- Annual fee
- $89 annual fee
- Best earn rate
- 2× travel booked direct
- Points value
- 1¢ a point
- Cash back value.
- Welcome bonus
- 70000.0
- About $700 if you redeem at 1¢ a point, and only if you clear the spending requirement.
- Foreign transaction fee
- none
What the Lufthansa Miles & More World Elite Mastercard earns
Flights and hotels booked direct
2×
| Category | Rate | Conditions |
|---|---|---|
| Flights and hotels booked direct | 2× |
Rates checked with the issuer in October 2026. Spending outside these categories earns 1×. Confirm current terms with the issuer before you apply.
Is the Lufthansa Miles & More World Elite Mastercard right for you?
Enter a typical month. You will see what the Lufthansa Miles & More World Elite Mastercard returns after its annual fee, next to three cards it is usually compared with, and the full credit card rewards calculator weighs up everything else you spend.
Estimated rewards per year, after the annual fee
Bilt Obsidian Card (Dining) Top for your numbers
3× dining, 2× travel; 1× everything else. $95 annual fee.
Rewards $803 · Fee −$95
+$708
Atmos Rewards Ascent Visa Signature Card
2× gas, 2× transit; 1× everything else. $95 annual fee.
Rewards $455 · Fee −$95
+$360
Bank of America Premium Rewards
2× dining, 2× travel; 1× everything else. $95 annual fee.
Rewards $409 · Fee −$95
+$314
Lufthansa Miles & More World Elite Mastercard
2× travel booked direct; 1× everything else. $89 annual fee.
Rewards $269 · Fee −$89
+$180
How we estimate
- Every rate on this page comes from the card catalog. Lufthansa Miles & More World Elite Mastercard pays 1× on spending outside the bonus categories listed above, and up to 2× on travel booked direct.
- We value this card's points at 1¢ each. Cash back is valued at 1¢.
- Net is a year of rewards minus the annual fee. Credits count only when you tick the box.
- Welcome bonuses are left out of the tool so the numbers read as an ordinary year.
- Rent is not in the boxes: most landlords charge a fee that cancels out the rewards, and only a few cards earn on rent at all. Add rent in the full calculator, where those rules are modelled.
- Travel-portal bookings are not in the boxes, because portal prices differ from booking direct. The portal rates are in the table above.
- Rates checked with issuers in October 2026. Terms change, so confirm with the issuer before you apply. Educational estimate, not financial advice.
One category doesn’t pick a wallet. Add the rest of your monthly spending to see which cards win across everything, fees included.
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Welcome bonus
70000.0
About $700 if you redeem at 1¢ a point, and only if you clear the spending requirement.
Points and partners
Miles & More
No
Airlines
Lufthansa Group and Miles & More partner airlines
Where this data came from
Checked cards.barclaycardus.com 2026-10-05. 2 Miles & More miles per $1 spent on Miles & More partner airline tickets; 1 mile per $1 on all other purchases. Public offer: 70,000 miles after spending $4,000 in purchases and paying the annual fee in full, both within the first 90 days. Annual fee $89. No foreign transaction fees. The annual conversion converts miles already earned on purchases into Points and Qualifying Points, for example 5,000 miles convert to 20 Points plus 20 Qualifying Points. Unverified: this product's launch could not be dated. No Barclays newsroom announcement for it appears in the site sitemap, so the card being new by October 2026 is inferred only from its absence from the earlier catalog snapshot, not from a dated announcement. Unverified: the issuer page does not state whether Miles & More partner airline tickets must be booked direct or through a portal, so the 2x rate is modeled as FlightsAndHotelsDirect. Unverified: the two annual Lufthansa Business Lounge Vouchers have no published dollar value, so no ExtraCredits are modeled and no OtherCredits dollar figures are asserted. Unverified: whether Miles & More and Star Alliance transfer partners should be reflected in Transferable; it is set to No. CentPerPoint is set to null, matching this catalog's default of giving no explicit valuation to most airline programs, so the 1.0 optimizer default applies.
FAQ
The Lufthansa Miles & More World Elite Mastercard charges $89 a year. Earning back $89 means about $742 a month on travel booked direct, where it earns 1¢ more per dollar than the base rate. Credits and the welcome bonus can cover the rest.
2× on travel booked direct, and 1× on spending outside its bonus categories.
It depends on your mix, not the card. Earning back $89 means about $742 a month on travel booked direct, where it earns 1¢ more per dollar than the base rate. Credits and the welcome bonus can cover the rest. Run your own numbers in the calculator above to see where it lands against the rest of the catalog.
The listed welcome offer is 70000.0, and offers at these cards change often, so confirm the current terms and the spending requirement with the issuer before you apply. At 1¢ a point that is about $700, before you count the annual fee and whether you would clear the spending requirement for it.
No. The Lufthansa Miles & More World Elite Mastercard earns Miles & More that you redeem for statement credit or shopping rather than transferring to a partner, so its realistic value is about 1¢ a point. Airlines: Lufthansa Group and Miles & More partner airlines.
No. The Lufthansa Miles & More World Elite Mastercard charges no foreign transaction fee, so spending abroad earns at the same rate as at home, minus what the merchant adds.