Chase
Disney Inspire Visa
Disney Inspire Visa costs $149 annual fee and earns up to 10× on streaming. Everything below comes from the card catalog we check against issuer terms, with the arithmetic spelled out.
Enter a typical month of spending to see what the Disney Inspire Visa returns after its fee next to three cards it is usually compared with, then take those numbers to the full credit card rewards calculator to weigh up everything else in your wallet. No signup, and it runs in your browser.
- Annual fee
- $149 annual fee
- Best earn rate
- 10× streaming
- Points value
- 0.95¢ a point
- Welcome bonus
- $200
- Foreign transaction fee
- none
What the Disney Inspire Visa earns
Streaming
10×
Gas and EV charging
3×
Dining
2×
U.S. supermarkets
2×
| Category | Rate | Conditions |
|---|---|---|
| Streaming | 10× | |
| Gas and EV charging | 3× | |
| Dining | 2× | |
| U.S. supermarkets | 2× |
Rates checked with the issuer in October 2026. Spending outside these categories earns 1×. Confirm current terms with the issuer before you apply.
Is the Disney Inspire Visa right for you?
Enter a typical month. You will see what the Disney Inspire Visa returns after its annual fee, next to three cards it is usually compared with, and the full credit card rewards calculator weighs up everything else you spend.
Estimated rewards per year, after the annual fee
Hilton Honors Surpass Card Top for your numbers
12× travel booked direct, 6× dining; 1× everything else. $150 annual fee.
Rewards $623 · Fee −$150
+$473
Southwest Rapid Rewards Premier
3× travel booked direct, 2× dining; 1× everything else. $149 annual fee.
Rewards $498 · Fee −$149
+$349
2× dining, 2× groceries; 1× everything else. $150 annual fee.
Rewards $474 · Fee −$150
+$324
10× streaming, 3× gas; 1× everything else. $149 annual fee.
Rewards $418 · Fee −$149
+$269
How we estimate
- Every rate on this page comes from the card catalog. Disney Inspire Visa pays 1× on spending outside the bonus categories listed above, and up to 10× on streaming.
- We value this card's points at 0.95¢ each. Cash back is valued at 1¢.
- Net is a year of rewards minus the annual fee. Credits count only when you tick the box.
- Welcome bonuses are left out of the tool so the numbers read as an ordinary year.
- Rent is not in the boxes: most landlords charge a fee that cancels out the rewards, and only a few cards earn on rent at all. Add rent in the full calculator, where those rules are modelled.
- Travel-portal bookings are not in the boxes, because portal prices differ from booking direct. The portal rates are in the table above.
- Rates checked with issuers in October 2026. Terms change, so confirm with the issuer before you apply. Educational estimate, not financial advice.
One category doesn’t pick a wallet. Add the rest of your monthly spending to see which cards win across everything, fees included.
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Welcome bonus
$200 to $500
Points and partners
Disney Reward Dollars
No
Where this data came from
Checked creditcards.chase.com/no-foreign-transaction-fee-credit-cards 2026-10-05. Earn: 10% Disney Reward Dollars on Disney+, Hulu and ESPN+ streaming purchases; 3% on gas stations and most other U.S. Disney locations; 2% on grocery stores and restaurants; 1% on everything else. 149 dollar annual fee. No foreign transaction fees. Signup offer is a 300 dollar Disney gift card eGift delivered on approval plus a 200 dollar statement credit after 1,000 dollars of purchases in the first 3 months; MinSignupBonus models only the spend-contingent 200 dollars and MaxSignupBonus models the full 500 dollar package, because the gift card is not contingent on spending. CentPerPoint 0.95 is an estimate, not a published number: Disney Reward Dollars redeem for Disney merchandise and gift cards at roughly face value and this is set slightly below that. Unverified: the 3% rate at most other U.S. Disney locations has no matching category field, so Disney park, resort and store spend falls to the 1% OtherMultiplier and this row understates the card for heavy Disney spend. Unverified: whether Disney Reward Dollars can be transferred between cardholders; Transferable is set to No and AirlinePartners and HotelPartners are null because no partner list applies. The two offer components are one-time signup items, not annual benefits, so ExtraCredits is omitted to avoid overstating year-two value.
FAQ
The Disney Inspire Visa charges $149 a year. Earning back $149 means about $145 a month on streaming, where it earns 8.549999999999999¢ more per dollar than the base rate. Credits and the welcome bonus can cover the rest.
10× on streaming, and 1× on spending outside its bonus categories.
It depends on your mix, not the card. Earning back $149 means about $145 a month on streaming, where it earns 8.549999999999999¢ more per dollar than the base rate. Credits and the welcome bonus can cover the rest. Run your own numbers in the calculator above to see where it lands against the rest of the catalog.
The listed welcome offer is $200, and offers at these cards change often, so confirm the current terms and the spending requirement with the issuer before you apply.
No. The Disney Inspire Visa earns Disney Reward Dollars that you redeem for statement credit or shopping rather than transferring to a partner, so its realistic value is about 0.95¢ a point.
No. The Disney Inspire Visa charges no foreign transaction fee, so spending abroad earns at the same rate as at home, minus what the merchant adds.