Citi
Costco Anywhere Visa Business Card by Citi
Costco Anywhere Visa Business Card by Citi costs No annual fee and earns up to 4× on gas. Everything below comes from the card catalog we check against issuer terms, with the arithmetic spelled out.
Enter a typical month of spending to see what the Costco Anywhere Visa Business Card by Citi returns after its fee next to three cards it is usually compared with, then take those numbers to the full credit card rewards calculator to weigh up everything else in your wallet. No signup, and it runs in your browser.
- Annual fee
- No annual fee
- Best earn rate
- 4× gas
- Points value
- 1¢ a point
- Cash back value.
- Welcome bonus
- none on file
- Foreign transaction fee
- none
What the Costco Anywhere Visa Business Card by Citi earns
- Caps at $7,000 of spend Year on Gas, then 1×.
Gas and EV charging
4×
Dining
3×
Other travel
3×
| Category | Rate | Conditions |
|---|---|---|
| Gas and EV charging | 4× | |
| Dining | 3× | |
| Other travel | 3× |
Rates checked with the issuer in October 2026. Spending outside these categories earns 1×. Confirm current terms with the issuer before you apply.
Is the Costco Anywhere Visa Business Card by Citi right for you?
Enter a typical month. You will see what the Costco Anywhere Visa Business Card by Citi returns after its annual fee, next to three cards it is usually compared with, and the full credit card rewards calculator weighs up everything else you spend.
Estimated rewards per year, after the annual fee
Amex Blue Business Cash Top for your numbers
1× everything else. No annual fee.
Rewards $502 · No annual fee
+$502
Costco Anywhere Visa Business Card by Citi
4× gas, 3× dining; 1× everything else. No annual fee.
Rewards $426 · No annual fee
+$426
+$376
2× dining, 2× gas; 1× everything else. No annual fee.
Rewards $313 · No annual fee
+$313
How we estimate
- Every rate on this page comes from the card catalog. Costco Anywhere Visa Business Card by Citi pays 1× on spending outside the bonus categories listed above, and up to 4× on gas.
- We value this card's points at 1¢ each. Cash back is valued at 1¢.
- Net is a year of rewards minus the annual fee. Credits count only when you tick the box.
- Welcome bonuses are left out of the tool so the numbers read as an ordinary year.
- Rent is not in the boxes: most landlords charge a fee that cancels out the rewards, and only a few cards earn on rent at all. Add rent in the full calculator, where those rules are modelled.
- Travel-portal bookings are not in the boxes, because portal prices differ from booking direct. The portal rates are in the table above.
- Rates checked with issuers in October 2026. Terms change, so confirm with the issuer before you apply. Educational estimate, not financial advice.
One category doesn’t pick a wallet. Add the rest of your monthly spending to see which cards win across everything, fees included.
Find your best wallet for all your spending →{"focus":"","inputs":[{"key":"dining","prefill":"dining","noun":"dining"},{"key":"groceries","prefill":"groceries","noun":"groceries"},{"key":"gas","prefill":"gas","noun":"gas"},{"key":"transit","prefill":"transit","noun":"transit"},{"key":"streaming","prefill":"streaming","noun":"streaming"},{"key":"drugstores","prefill":"drugstores","noun":"drugstores"},{"key":"travel","prefill":"airfare","noun":"travel"},{"key":"other","prefill":"other","noun":"everyday spending"}],"path":"/credit-card-rewards-calculator","picks":[{"key":"costco-anywhere-visa-business-card-by-citi","name":"Costco Anywhere Visa Business Card by Citi","fee":0,"cpp":0.01,"base":1,"earn":[{"inputs":["dining"],"rate":3},{"inputs":["gas"],"rate":4},{"inputs":["travel"],"rate":3}]},{"key":"amex-blue-business-cash","name":"Amex Blue Business Cash","fee":0,"cpp":0.01,"base":2},{"key":"capital-one-spark-cash-select","name":"Capital One Spark Cash Select","fee":0,"cpp":0.01,"base":1.5},{"key":"chase-ink-business-cash","name":"Chase Ink Business Cash","fee":0,"cpp":0.01,"base":1,"earn":[{"inputs":["dining"],"rate":2},{"inputs":["gas"],"rate":2}],"credits":60}]}What comes with it
Welcome bonus
none on file
Points and partners
Cash Back
No
Where this data came from
Checked citi.com 2026-10-05. Earn: 3% on restaurants and eligible travel including Costco Travel; 2% on all other Costco and Costco.com purchases; 1% on all other purchases. Annual fee is $0 with an active Costco membership. No foreign transaction fees, confirmed in the page FAQ and disclosure. Modeling limitation on gas, which is important: the real card pays 5% on gas at Costco and 4% on other eligible gas and EV charging, and Citi states the 5% and 4% earn share a single combined $7,000 a year of spend after which the rate falls to 1%. This schema stores exactly one multiplier per category, and the optimizer's category cap resolver returns the first matching entry and never consults a second one for the same category, so the two gas tiers cannot both be expressed. Gas is therefore set to 4 and capped at $7,000 a year with 1X above the cap, which matches the sibling personal Costco Anywhere Visa row's treatment and is the conservative reading. The 5% Costco-station tier is not modelled; if you would rather overstate than understate, set Gas to 5 and raise the cap multiplier to 5, which caps all gas rather than only the 4% portion. Note also that Costco purchases earn 2%, which the single OtherMultiplier field cannot distinguish from the 1% everywhere rate; the sibling personal Costco row has the same limitation. CentPerPoint is 1.0 because this is a cash back card rather than a points card, matching the existing Costco and Spark Cash Plus rows.
FAQ
The Costco Anywhere Visa Business Card by Citi has no annual fee, so the only thing that matters is what it earns. Its best rate is 4× on gas.
4× on gas, and 1× on spending outside its bonus categories.
It depends on your mix, not the card. Earning back $0 means about $0 a month on gas, where it earns 3¢ more per dollar than the base rate. Credits and the welcome bonus can cover the rest. Run your own numbers in the calculator above to see where it lands against the rest of the catalog.
The listed welcome offer is none on file, and offers at these cards change often, so confirm the current terms and the spending requirement with the issuer before you apply.
No. The Costco Anywhere Visa Business Card by Citi earns Cash Back that you redeem for statement credit or shopping rather than transferring to a partner, so its realistic value is about 1¢ a point.
No. The Costco Anywhere Visa Business Card by Citi charges no foreign transaction fee, so spending abroad earns at the same rate as at home, minus what the merchant adds.
Related: Best credit card for gas · Full rewards calculator