Chase
Chase Ink Business Premier
Chase Ink Business Premier costs $195 annual fee and earns up to 2× on everyday spending. Everything below comes from the card catalog we check against issuer terms, with the arithmetic spelled out.
Enter a typical month of spending to see what the Chase Ink Business Premier returns after its fee next to three cards it is usually compared with, then take those numbers to the full credit card rewards calculator to weigh up everything else in your wallet. No signup, and it runs in your browser.
- Annual fee
- $195 annual fee
- Best earn rate
- 2× everyday spending
- Points value
- 1¢ a point
- Used when you transfer to a travel partner. Cash back is worth 1¢.
- Welcome bonus
- $1000
- Foreign transaction fee
- none
What the Chase Ink Business Premier earns
Hotels and rental cars through the issuer's travel site
5×
Only through the issuer's portal
Flights through the issuer's travel site
5×
Only through the issuer's portal
Lyft
5×
| Category | Rate | Conditions |
|---|---|---|
| Hotels and rental cars through the issuer's travel site | 5× | Only through the issuer's portal |
| Flights through the issuer's travel site | 5× | Only through the issuer's portal |
| Lyft | 5× |
Rates checked with the issuer in October 2026. Spending outside these categories earns 2×. Confirm current terms with the issuer before you apply.
Is the Chase Ink Business Premier right for you?
Enter a typical month. You will see what the Chase Ink Business Premier returns after its annual fee, next to three cards it is usually compared with, and the full credit card rewards calculator weighs up everything else you spend.
Estimated rewards per year, after the annual fee
Capital One Spark Cash Top for your numbers
1× everything else. $95 annual fee.
Rewards $502 · Fee −$95
+$407
+$352
+$307
+$207
How we estimate
- Every rate on this page comes from the card catalog. Chase Ink Business Premier pays 2× on spending outside the bonus categories listed above, and up to 2× on everyday spending.
- We value this card's points at 1¢ each. Cash back is valued at 1¢.
- Net is a year of rewards minus the annual fee. Credits count only when you tick the box.
- Welcome bonuses are left out of the tool so the numbers read as an ordinary year.
- Rent is not in the boxes: most landlords charge a fee that cancels out the rewards, and only a few cards earn on rent at all. Add rent in the full calculator, where those rules are modelled.
- Travel-portal bookings are not in the boxes, because portal prices differ from booking direct. The portal rates are in the table above.
- Rates checked with issuers in October 2026. Terms change, so confirm with the issuer before you apply. Educational estimate, not financial advice.
One category doesn’t pick a wallet. Add the rest of your monthly spending to see which cards win across everything, fees included.
Find your best wallet for all your spending →{"focus":"","inputs":[{"key":"dining","prefill":"dining","noun":"dining"},{"key":"groceries","prefill":"groceries","noun":"groceries"},{"key":"gas","prefill":"gas","noun":"gas"},{"key":"transit","prefill":"transit","noun":"transit"},{"key":"streaming","prefill":"streaming","noun":"streaming"},{"key":"drugstores","prefill":"drugstores","noun":"drugstores"},{"key":"travel","prefill":"airfare","noun":"travel"},{"key":"other","prefill":"other","noun":"everyday spending"}],"path":"/credit-card-rewards-calculator","picks":[{"key":"chase-ink-business-premier","name":"Chase Ink Business Premier","fee":195,"cpp":0.01,"base":2},{"key":"capital-one-spark-cash-plus","name":"Capital One Spark Cash Plus","fee":150,"cpp":0.01,"base":2},{"key":"capital-one-spark-cash","name":"Capital One Spark Cash","fee":95,"cpp":0.01,"base":2},{"key":"graphite-business-cash-unlimited","name":"Graphite Business Cash Unlimited Card","fee":295,"cpp":0.01,"base":2,"credits":2400}]}What comes with it
Welcome bonus
$1000
Points and partners
Cash Back
Transferable to airline and hotel partners.
Where this data came from
Checked creditcards.chase.com/business-credit-cards/ink/premier 2026-10-05. Earn: 2.5% total cash back on every purchase of 5,000 dollars or more; unlimited 2% cash back on all other business purchases; unlimited 5% cash back on travel purchased through Chase Travel; 5% total cash back on Lyft rides through 9/30/2027; 1x is not used anywhere because 2% is the base. 195 dollar annual fee. No foreign transaction fees (confirmed by the card appearing on Chase's no-foreign-transaction-fee list page). Signup offer: 1,000 dollars cash back after 10,000 dollars of purchases in the first 3 months. IMPORTANT: the 2.5% rate carries a 5,000 dollar per-purchase minimum that no field in this schema can express, so it is not modeled and that spend falls to the 2% OtherMultiplier; this understates the card's value for anyone making large purchases. Unverified: the airline and hotel transfer partner list was not published on the product page and is left null. Unverified: whether any recurring annual dollar statement credits exist; none were listed on the product page, so ExtraCredits is omitted. The catalog listed this card as paying Chase Ultimate Rewards points at 2.05 cents, which valued a cash-back card at more than twice what it pays; it is cash back, valued at 1 cent.
FAQ
The Chase Ink Business Premier charges $195 a year. Earning alone will not cover the fee: this card pays the same rate as its rivals in the categories most people use. It has to be worth it through credits, the welcome bonus, or a transfer partner you would use.
2× on everyday spending, and 2× on spending outside its bonus categories.
It depends on your mix, not the card. Earning alone will not cover the fee: this card pays the same rate as its rivals in the categories most people use. It has to be worth it through credits, the welcome bonus, or a transfer partner you would use. Run your own numbers in the calculator above to see where it lands against the rest of the catalog.
The listed welcome offer is $1000, and offers at these cards change often, so confirm the current terms and the spending requirement with the issuer before you apply.
Yes. It earns Cash Back, which you can transfer to the partners below. Transfers are what make a 1¢ valuation reachable; using the points for cash back is worth far less.
No. The Chase Ink Business Premier charges no foreign transaction fee, so spending abroad earns at the same rate as at home, minus what the merchant adds.