Bank of America
Atmos Rewards Visa Signature Business Card
Atmos Rewards Visa Signature Business Card costs $95 annual fee and earns up to 2× on gas. Everything below comes from the card catalog we check against issuer terms, with the arithmetic spelled out.
Enter a typical month of spending to see what the Atmos Rewards Visa Signature Business Card returns after its fee next to three cards it is usually compared with, then take those numbers to the full credit card rewards calculator to weigh up everything else in your wallet. No signup, and it runs in your browser.
- Annual fee
- $95 annual fee
- Best earn rate
- 2× gas
- Points value
- 1.6¢ a point
- Cash back value.
- Welcome bonus
- 70,000 points
- About $1,120 if you redeem at 1.6¢ a point, and only if you clear the spending requirement.
- Foreign transaction fee
- none
What the Atmos Rewards Visa Signature Business Card earns
Flights through the issuer's travel site
3×
Only through the issuer's portal
Gas and EV charging
2×
Transit and rideshare
2×
Shipping
2×
| Category | Rate | Conditions |
|---|---|---|
| Flights through the issuer's travel site | 3× | Only through the issuer's portal |
| Gas and EV charging | 2× | |
| Transit and rideshare | 2× | |
| Shipping | 2× |
Rates checked with the issuer in October 2026. Spending outside these categories earns 1×. Confirm current terms with the issuer before you apply.
Is the Atmos Rewards Visa Signature Business Card right for you?
Enter a typical month. You will see what the Atmos Rewards Visa Signature Business Card returns after its annual fee, next to three cards it is usually compared with, and the full credit card rewards calculator weighs up everything else you spend.
Estimated rewards per year, after the annual fee
Hawaiian Airlines Business Card Top for your numbers
3× travel booked direct, 2× dining; 1× everything else. $99 annual fee.
Rewards $559 · Fee −$99
+$460
+$407
+$407
Atmos Rewards Visa Signature Business Card
2× gas, 2× transit; 1× everything else. $95 annual fee.
Rewards $444 · Fee −$95
+$349
How we estimate
- Every rate on this page comes from the card catalog. Atmos Rewards Visa Signature Business Card pays 1× on spending outside the bonus categories listed above, and up to 2× on gas.
- We value this card's points at 1.6¢ each. Cash back is valued at 1¢.
- Net is a year of rewards minus the annual fee. Credits count only when you tick the box.
- Welcome bonuses are left out of the tool so the numbers read as an ordinary year.
- Rent is not in the boxes: most landlords charge a fee that cancels out the rewards, and only a few cards earn on rent at all. Add rent in the full calculator, where those rules are modelled.
- Travel-portal bookings are not in the boxes, because portal prices differ from booking direct. The portal rates are in the table above.
- Rates checked with issuers in October 2026. Terms change, so confirm with the issuer before you apply. Educational estimate, not financial advice.
One category doesn’t pick a wallet. Add the rest of your monthly spending to see which cards win across everything, fees included.
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Welcome bonus
70,000 points
About $1,120 if you redeem at 1.6¢ a point, and only if you clear the spending requirement.
Points and partners
Atmos Rewards Points
No
Airlines
Alaska Airlines, Hawaiian Airlines, oneworld and Atmos global partners
Where this data came from
Checked bankofamerica.com 2026-10-04. Formerly the Alaska Airlines Visa Business card. $70 per company plus $25 per card (modeled as $95 for one card). 3x points on eligible Alaska Airlines and Hawaiian Airlines purchases; 2x on gas, EV charging, shipping and local transit including rideshare; 1x on other purchases. Public offer: 70,000 bonus points plus a $99 Companion Fare after $4,000 in purchases in the first 90 days.
FAQ
The Atmos Rewards Visa Signature Business Card charges $95 a year. Earning back $95 means about $495 a month on gas, where it earns 1.6¢ more per dollar than the base rate. Credits and the welcome bonus can cover the rest.
2× on gas, and 1× on spending outside its bonus categories.
It depends on your mix, not the card. Earning back $95 means about $495 a month on gas, where it earns 1.6¢ more per dollar than the base rate. Credits and the welcome bonus can cover the rest. Run your own numbers in the calculator above to see where it lands against the rest of the catalog.
The listed welcome offer is 70,000 points, and offers at these cards change often, so confirm the current terms and the spending requirement with the issuer before you apply. At 1.6¢ a point that is about $1,120, before you count the annual fee and whether you would clear the spending requirement for it.
No. The Atmos Rewards Visa Signature Business Card earns Atmos Rewards Points that you redeem for statement credit or shopping rather than transferring to a partner, so its realistic value is about 1.6¢ a point. Airlines: Alaska Airlines, Hawaiian Airlines, oneworld and Atmos global partners.
No. The Atmos Rewards Visa Signature Business Card charges no foreign transaction fee, so spending abroad earns at the same rate as at home, minus what the merchant adds.