The Atmos Summit 100,000-Point Offer Pays When You Book Two People (October 2026)

Last updated: October 23, 2026

Bank of America and Alaska are advertising a higher welcome offer on the Atmos Rewards Summit Visa Infinite. It is 100,000 bonus points and a 25,000-point Global Companion Award after $6,000 in purchases within 90 days of account opening. The annual fee is $395.

Alaska’s Summit page calls this an online-only offer: “This online only offer may not be available elsewhere if you leave this page.” The page does not print an end date. The Points Guy, One Mile at a Time, and TravelPointsPro all dated the elevated offer to October 21, 2026. The Summit page still showed it on October 23.

The companion award is the part that decides the offer. It takes up to 25,000 points off a companion’s award ticket when two people book the same itinerary. A trip for one person leaves it unused. AwardWallet says the unused difference is lost if the companion’s award costs fewer than 25,000 points, and that taxes and fees are due on both seats.

Before you apply: Put the spending into the credit card rewards calculator. The 100,000 points are worth chasing when the $6,000 in 90 days is spending you were going to do anyway. The Points Guy’s October 2026 valuations put an Atmos Rewards point at 1.55¢. That is the figure every MaxPoints tool uses. The points valuations page lists it.

The offer

The $6,000 and 90-day line is on Alaska’s page: “After spending $6,000 or more on purchases within the first 90 days after account opening.” The 70,000-point comparison is AwardWallet’s and TravelPointsPro’s. AwardWallet says this offer is 30,000 points higher than the standard offer and requires an additional $3,000 in spending. TravelPointsPro describes the same gap against a 70,000-point offer. The Summit card page on MaxPoints still lists that standing offer, 70,000 points after $3,000, from a check of Alaska on October 4. The live Summit page on October 23 is the 100,000-point version.

What the companion award does

Alaska’s page says the Global Companion Award covers a companion’s ticket when you book award travel for two people on the same itinerary, up to a set number of points. It works on Alaska Airlines, Hawaiian Airlines, oneworld, and Atmos global partners, in any cabin, including business class and first class.

The welcome award is the 25,000-point one, earned after the qualifying purchases. Separately, Alaska says cardholders receive a 25,000-point Global Companion Award on each account anniversary, and a 100,000-point Global Companion Award after spending $60,000 or more in a card anniversary year. The Summit FAQ on that page says cardholders can earn up to two a year: the 25,000-point anniversary award, plus the 100,000-point award after that spend.

AwardWallet’s reading of the 25,000-point award:

• The companion has to be on the same itinerary. You book two seats.
• If the companion’s award costs more than 25,000 points, you pay the difference in points.
• If it costs less than 25,000 points, you cannot keep the remainder.
• Taxes and fees are due on both seats.

Alaska’s own line on taxes is broader and matches that last point: “Passengers are still responsible for any applicable taxes and partner-imposed surcharges on award tickets.”

The 25,000 points are a discount ceiling on a second award seat. They are not a bank of points you can move to a later, unrelated trip.

Alaska’s page description also says a new account receives a 50% flight discount code for a qualifying future flight. The offer text on the page does not say which flights qualify or when the code expires. This math leaves that code at $0.

What the points are worth

Published valuations of an Atmos point do not agree. The after-fee numbers below use each source’s own rate. The companion column counts only when the second seat costs at least 25,000 points, so the full discount is used.

The Points Guy’s October 21 article says the bonus is worth up to $1,938 including the companion award. At 1.55¢, 100,000 points are $1,550 and a fully used 25,000-point award is $387.50. Together that is $1,937.50, which rounds to the figure TPG published.

One Mile at a Time values Atmos points at 1.5¢ and treats the offer as 125,000 points, or $1,875. The points by themselves are $1,500 in that valuation. AwardWallet says recent user redemptions put Atmos points at about 2.34¢, so 100,000 points are about $2,340, and a companion ticket of at least 25,000 points adds about $585.

A solo traveler’s companion column is $0. So is a companion seat priced well under 25,000 points, because the unused difference is lost. A partner business-class redemption can beat every row in the table. An award you would not have booked is worth less than the table says.

The $6,000 of spending also earns points, on top of the bonus. At 1 point per dollar that is 6,000 points, $93 at 1.55¢. Dining, foreign transactions, and Alaska or Hawaiian purchases earn 3 points per dollar, so the same $6,000 can be worth more. Those points are not in the table.

At 1.55¢, the extra 30,000 points over the 70,000-point offer are $465. They come with an extra $3,000 of required spending. That trade is a good one when the extra $3,000 is spending you were going to put on a card anyway.

What the card earns after the bonus

From Alaska’s Summit page, checked October 23, 2026:

• 3 points per $1 on eligible dining, foreign transactions, and Alaska Airlines and Hawaiian Airlines purchases. 1 point per $1 on other purchases.
• 10% more points on card purchases with a qualifying Bank of America account. TravelPointsPro’s example: $100 of dining earns 330 points, the 3x rate plus 10%.
• 1 status point per $2 spent, with no cap on status points from card spend, plus 10,000 status points on each account anniversary. AwardWallet says the anniversary points start at the first anniversary.
• A free checked bag for the cardholder and up to six guests on the same reservation, when the airfare is purchased with the card. Alaska also lists preferred boarding, and the FAQ calls it priority boarding for up to six guests.
• Up to a $120 airport-security statement credit every four years for TSA PreCheck or Global Entry.
• Eight Alaska Lounge day passes, issued as two per quarter. Each pass covers the travel day, including more than one lounge on the journey, and entry for up to two accompanying children. Through 2026, showing the Summit card in an Alaska Lounge includes the premium bar.
• 20% back on Wi-Fi, drinks, and meals on Alaska and Hawaiian flights when you pay with the card.

The lounge count is the same number said two ways. Two passes per quarter is eight a year, and Alaska’s page says both. Wi-Fi is where the write-ups split. The Points Guy says two Alaska Lounge passes and two Wi-Fi passes each calendar quarter. One Mile at a Time describes that as up to eight lounge passes and up to eight inflight Wi-Fi passes a year. TravelPointsPro says eight of each a year. AwardWallet lists the eight lounge passes and mentions Wi-Fi passes without a separate count in its benefits list. The Summit page text checked October 23 describes the 20% back on inflight Wi-Fi. It does not mention Wi-Fi passes. Count the eight lounge passes. Treat the Wi-Fi passes as what TPG, OMAAT, and TravelPointsPro report, and read the application before you assign them a dollar value.

Status points from the card are a different decision from how flights earn in 2027. That choice is in the Atmos Rewards choose-how-you-earn guide. Atmos Silver is 20,000 status points. AwardWallet’s example: $20,000 of card spend is 10,000 status points, and the 10,000 anniversary points bring the total to Silver before flights are counted. The anniversary points are not in the account on day one.

Who should apply

• You will book two people on one award, and the companion’s seat costs at least 25,000 points. Alaska, Hawaiian, or an eligible partner, any cabin. That is the case where the 25,000-point award pays its full discount.
• $6,000 in 90 days is ordinary spending. The bonus posts after purchases in that window. Stretching to hit the number with things you do not need spends the bonus before it arrives.
• You redeem Atmos points. The useful redemptions are Alaska, Hawaiian, and partners, including oneworld. Points that sit unused are worth less than every row in the table.
• You would keep the card for the anniversary award. A fully used 25,000-point anniversary award is $387.50 at 1.55¢, just under the $395 fee, before bags, lounge passes, and the $120 security credit. One Mile at a Time treats that anniversary award as the reason the fee is easier to justify in later years.
• You spend in other currencies. Uncapped 3x on foreign transactions is on the card page. A qualifying Bank of America account adds 10% on purchase points.

Who should skip it

• You travel alone. The companion award stays unused. You are looking at 100,000 points minus a $395 fee: about $1,155 at 1.55¢, about $1,105 at 1.5¢, about $1,945 at 2.34¢.
• $6,000 in 90 days would be manufactured spending. The points do not repay purchases you made only to hit the bonus.
• You rarely fly Alaska, Hawaiian, or their partners. A flexible-points card keeps more places to redeem. The calculator is the comparison.
• You want the cheaper Alaska card. The Points Guy’s October 21 roundup puts the Atmos Rewards Ascent at a $95 annual fee, with up to 80,000 points (60,000 after $3,000 in 90 days, plus 20,000 after $5,000 total in the same 90 days) and a $99 companion fare. That is a different product, and those bonus numbers are TPG’s. The Summit’s rates and the standing 70,000-point offer are on the Summit card page.
• Bank of America’s application pattern would block you. AwardWallet summarizes a 2/3/4 rule: two new Bank of America cards in a rolling two months, three in 12 months, and four in 24 months. AwardWallet also says an applicant with a Bank of America deposit account is likely to be denied after seven or more new cards from any bank in the past 12 months, and that the limit is three cards in 12 months without a deposit account. The 2/3/4 count, in that account, is Bank of America consumer cards, including co-brands. Those rules are AwardWallet’s. They are not printed on Alaska’s Summit page.

One Mile at a Time says the Summit bonus can still be available if you already hold the Ascent or the Atmos business card, and that the restriction is having, or having had, this exact card. That is OMAAT’s reading. The application page is the one that counts.

The short version

Apply when you will book two people on an award of at least 25,000 points for the companion, and when $6,000 in 90 days is spending you already planned. At the 1.55¢ figure MaxPoints uses, the points are about $1,155 after the $395 fee, and about $1,542.50 if the companion award is used in full. Across the published valuations, the points-only result after the fee runs from about $1,105 to about $1,945. With the companion award fully used, that range is about $1,480 to about $2,530.

Skip it when the second seat is a guess. The $395 fee posts either way. Alaska has not published an end date, so the online offer can leave without a countdown.

Run the wallet through the credit card rewards calculator before you apply. How Atmos points are earned on flights from 2027 is a separate choice, in the choose-how-you-earn guide.

The 1.55¢ figure is The Points Guy’s October 2026 valuation for an Atmos Rewards point, the figure every MaxPoints tool uses. It is a planning number. One Mile at a Time’s 1.5¢ and AwardWallet’s about 2.34¢ are their own valuations, shown so the range is visible. Benefit rules change. Read Alaska’s application before you apply.

Checked October 23, 2026. The 100,000 points, the 25,000-point Global Companion Award after $6,000 in the first 90 days, the $395 annual fee, the online-only line, the anniversary 25,000-point award, the 100,000-point award after $60,000 in a card anniversary year, the earn rates, the 10% Bank of America bonus, the status points, the free checked bag, the $120 security credit, the eight lounge day passes issued two per quarter, the 20% back on inflight Wi-Fi, and the tax line are from Alaska’s Summit card page. The October 21 dating is from The Points Guy, One Mile at a Time, and TravelPointsPro. TPG’s “up to $1,938,” the two Wi-Fi passes per quarter, and the Ascent offer (up to 80,000 points, $95 fee, $99 companion fare) are from that Points Guy article. OMAAT’s 1.5¢ valuation, the $1,875 figure, the eight Wi-Fi passes, and the eligibility note are from One Mile at a Time. AwardWallet’s about 2.34¢, the lost remainder on a companion award under 25,000 points, taxes and fees on both seats, the 70,000-point standard offer with $3,000 more spending required, and the Bank of America 2/3/4 and ³⁄₁₂ or ⁷⁄₁₂ summary are from AwardWallet. TravelPointsPro’s 70,000-point comparison, the 330-point dining example, and the eight Wi-Fi passes are from TravelPointsPro. The Summit page text checked October 23 does not mention Wi-Fi passes. No end date was published on that page.